If Alipay's reserve fund is overdue, it will usually have the following three effects:
1. Function restriction: you can't withdraw the reserve fund after the deadline, but you can try again after clearing the overdue debt; Products such as flower buds and borrowing buds will also be affected.
2. Overdue fee: the daily fee after overdue is the same as the daily usage fee, subject to the actual display on the page.
3. Credit impact: affect sesame score.
Small cash products can only meet small emergency consumption needs. If you need money urgently, you can consider spending money on financial management. The application for money is simple, the loan is fast, and the loan is flexible. Users can apply on their own initiative. The interest rate of money is transparent, and the interest rate of big brands is low. The maximum loan amount is 200,000, which can meet the needs of most lenders.
In addition to individual consumers, small and micro business owners need to start or run funds, or consider having money to spend, and strive to provide accurate, convenient and efficient financial services for small and micro business owners.
This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.