Question 2: What is a bank loan time deposit? I borrowed a loan for three years and said that I would deposit all the loans back to the bank one day every year. What does that mean? You should choose a commercial loan from a bank, because the bank clearly points out in the loan contract that in order to ensure payment, it will be paid on a certain day every year. In technical terms, you are talking about revolving loans. During the loan period, the bank will ask you to raise the interest rate or repay in advance according to your monthly repayment.
If the due funds are insufficient, you can also choose some reliable guarantee companies to make advance payment, which can ensure the timely return of funds at a certain cost. At present, there are many companies in the market that provide capital by crossing the bridge. Talking about more companies or finding friends or bank loan managers you know can help you solve the problem of returning to the original capital.
After returning the principal every year, the loan you used this year meets the requirements and regulations of the bank, and the bank will make a second loan for you within 10 working days.
Question 3: What does it mean for people of insight to pledge back their deposits? Help me solve it, thank you! Simply put, the bank requires you to set up a mortgage loan (for real estate and other property) at the bank first. After the loan comes out, the bank requires you to deposit all these loans in the bank, and you will have a certificate of deposit in your hand, and then apply for a mortgage loan.
This is strictly prohibited by the state, and the lender must go through the second procedure to borrow a sum of money, which increases the cost; The bank used a sum of money to do two things, loans were issued and deposits increased.
Pledged loan refers to a kind of credit business in which the borrower takes the unexpired personal time deposit certificate in local and foreign currencies as pledge to obtain a certain amount of loan from the loan bank and repay the principal and interest of the loan on schedule.
Question 4: Do ICBC loans need to be deposited back? According to different places, deposit return is an unwritten rule of banks, and some banks require deposit return to attract deposits.
Question 5: What do you mean by preservation and deposit? Deposit: For example, if you borrow 100 and need to deposit it in 50 yuan, this is called deposit.
Question 6: Excuse me, what does the loan manager mean when he says he wants me to withdraw money quickly? Loan terms:
65438+over 08 years old;
Work, social security or provident fund;
Personal insurance;
House and car (monthly payment is also acceptable);
Good credit information.
If you meet one of the above conditions, you can get a loan. At the very least, online loans must have a source of repayment.
Question 7: What will happen if the loan taken out yesterday is put back today? They were sick and scared you.
I don't understand what rural credit cooperatives think. Generally, loan banks prefer your money in the card, which is easier to monitor, so rural credit cooperatives can't guess what it means.
Rural credit cooperatives can do nothing. Last time I heard that the rural credit cooperatives approved the money, the loan officer told people that the money was not approved and put in his pocket. A few years later, the man went to borrow money again, saying that the money was overdue, and he found out about it. Our bank never trusted the loans overdue records of rural credit cooperatives.
Question 8: What is the return business of the bank? Generally speaking, commercial banks will require corresponding returns when giving credit to customers, including deposit contribution (for example, asking customers to give credit with a certain proportion of deposits, that is, deposit return rate). Many banks will require customers to make at least 30% deposit contribution, that is to say, to give you a loan of 654.38+million, at least 3 million deposits must be deposited in the bank, because compared with the asset business, the bank's debt business is more difficult to do, for example, promoting deposits through loans is the operation method of many commercial banks), settlement contribution, and opening bank cards in batches (for example, corporate customers, banks usually bundle the retail business of paying wages in credit marketing.
Seeking adoption is a satisfactory answer.
Question 9: Hello, I want to know whether borrowing money into a loan card is called capital return, and the money will be recovered when it returns to the bank.
Question 10: How long can I get back the deposit certificate after the loan is paid off? If the loan handled by China Merchants Bank has been settled (including early settlement and natural settlement), it is generally necessary for the borrower to go to the relevant local departments to cancel the mortgage registration and get the real estate license. The specific processing time and process are different for each branch. It is recommended that you contact the loan handling bank or the post-loan service center for local policy consultation.