China.com Real Estate News On August 30, Xi’an issued a notice on further promoting the stable and healthy development of the real estate market. It is mentioned that only households that have settled in Xi'an for three years can purchase a second commercial house in a purchase-restricted area. Category E talents who have been approved to be introduced have paid social insurance or personal income tax in our city for 12 consecutive months before they can purchase commercial housing in restricted purchase areas. If a couple divorces, if the family owns two or more commercial houses in the purchase-restricted area before the divorce, neither party is allowed to purchase commercial housing in the purchase-restricted area within one year after the divorce.

The following is the full text:

All district and county people’s governments, all working departments and directly affiliated agencies of the municipal people’s government:

In order to thoroughly implement the decisions of the Party Central Committee and the State Council deployment, adhere to the positioning that houses are for living in, not for speculation, and strive to stabilize land prices, stabilize house prices, and stabilize expectations. With the approval of the municipal government, the relevant matters to further promote the stable and healthy development of the real estate market are hereby notified as follows:

1. Expand the scope of housing purchase and sale restrictions

(1) Include Gaoqiao Street and Mawang Street in Fengxi New City, Xixian New District, into the scope of purchase and sale restrictions. Xixian New District Fengdong New Town, Fengxi New Town Gaoqiao Street and Mawang Street are implemented in conjunction with the city's Sixth District, High-tech Zone, Economic Development Zone, Qujiang New District, Chanba Ecological Zone, International Port Area, Aerospace Base, Lintong District, Chang'an District and other regions have unified housing sales management policies such as purchase restrictions and sales restrictions.

(2) Xixian New District Qinhan New City, Jinghe New City, Airport New City, Fengxi New City Diaotai Street, Dawang Street, implemented in Gaoling District, Yanliang District, Huyi District, aviation base and other areas Unified housing sales management policy.

2. Strengthen housing purchase restriction measures

(3) Residential families can purchase a second set of commercial housing in the purchase restriction area only after they have settled in our city for three years.

(4) Category E talents who have been introduced with approval and have paid social insurance or personal income tax in our city for 12 consecutive months can purchase commercial housing in restricted purchase areas.

(5) If a couple divorces, and the family owns two or more commercial houses in the purchase-restricted area before the divorce, neither party is allowed to purchase commercial housing in the purchase-restricted area within one year after the divorce.

3. Strict residential land transfer

(6) Enterprises participating in the bidding of commercial residential (commercial and residential) land must have real estate development qualifications; the same bidding enterprise and its controlled companies shall not Participate in bidding for the same parcel of land.

(7) Strengthen the review of land purchase funds of real estate development companies, verify the sources of land purchase funds of real estate development companies, and ensure that the land purchase funds of bidding companies are legal and compliant.

(8) Optimize the residential land transfer method, strictly control the premium rate of residential land, do not increase the actual land price through competition for new construction, and determine the winner of the land transfer through various methods.

4. Strengthen real estate financial management

(9) Strictly implement the "third-tier and fourth-tier" financing management of real estate enterprises and the concentration management of real estate loans of financial institutions, and strictly review the source of down payment funds for home buyers. Prevent consumer loans, business loans, credit loans, etc. from illegally flowing into the real estate market.

(10) Guide commercial banks and other institutions to comprehensively consider factors such as asset-liability structure, credit policy and industrial policy requirements, regional second-hand housing transaction reference prices, and rationally issue housing loans to effectively prevent real estate financial risks.

V. Improve the construction of the housing security system

(11) Accelerate the development of affordable rental housing, improve public rental housing, affordable rental housing and government-owned housing A housing security system with property rights housing as the main body. We will increase policy support for land, finance, taxation, and finance to guide the realization of a new situation of multi-entity investment and multi-channel supply. Adhere to the principles of small apartments and low rents, effectively expand housing security capabilities, promote job-housing balance, and do our best to help new citizens, young people and other groups alleviate housing difficulties.

6. Standardize the order of the real estate market

(12) In accordance with the requirements of the "Notice on Continuous Improvement and Standardization of the Order of the Real Estate Market" of eight departments including the Ministry of Housing and Urban-Rural Development, strengthen the coordination and cooperation of municipal departments, Consolidate the main responsibilities of districts, counties and development zones, focus on solving outstanding problems in real estate development, house buying and selling, housing leasing, property services and other fields that have strong public response and high social concern, continue to carry out rectification, and gradually achieve a significant improvement in the order of the real estate market.

This notice will take effect from the date of issuance. If the original relevant provisions are inconsistent with this notice, this notice shall prevail.

The General Office of the Xi'an Municipal People's Government

August 28, 2021

1. Issuing the "Notice on Further Promoting the Stable and Healthy Development of the Real Estate Market" (hereinafter (referred to as "Notice") purpose?

The main purpose of the issuance of the "Notice" is to thoroughly implement the central government's positioning spirit of "housing is for living, not for speculation", effectively fulfill the city's main responsibility for real estate regulation, improve the accuracy of regulation policies and measures, and promote the city's real estate development The market develops steadily and healthily. The "Notice" proposes 12 measures from six aspects: expanding the scope of housing purchase and sale restrictions, strengthening housing purchase restrictions, stricting the transfer of residential land, strengthening real estate financial management, improving the construction of the housing security system, and standardizing the order of the real estate market. Through the comprehensive use of administrative , land, finance and other real estate control policy tools, implement two-way adjustment of supply and demand, and strive to achieve the goals of stabilizing land prices, stabilizing housing prices, and stabilizing expectations.

2. After the issuance of the "Notice", what adjustments have been made to the scope of Xi'an's real estate regulation?

The "Notice" clarifies: Gaoqiao Street and Mawang Street in Fengxi New City, Xixian New District will be included in the scope of housing purchase restrictions and sales restrictions, and the city's unified housing sales management policies such as purchase restrictions and sales restrictions will be implemented. Qinhan New Town, Jinghe New Town, Airport New Town, Fengxi New Town, Diaotai Street, and Dawang Street in Xixian New District implement a unified housing sales management policy with Gaoling District, Yanliang District, Huyi District, aviation base and other regions.

After the policy adjustment, the city’s housing “restriction on purchase and sale” areas include: Weiyang District, Xincheng District, Beilin District, Lianhu District, Baqiao District, Yanta District, High-tech Zone, Economic Development Zone, Qujiang New District, Chanba Ecological Zone, International Port Area, Aerospace Base, Lintong District, Chang'an District, Fengdong New City in Xixian New District, Gaoqiao Street and Mawang Street in Fengxi New City.

3. After the "Notice" is issued, what adjustments will be made to the policy for households with registered residence in this city to purchase a second set of commercial housing?

In order to give priority to the needs of residential families to purchase their first homes, according to the provisions of the "Notice", starting from 0:00 on August 31, 2021, residential households that have settled in our city and newly settled households will be subject to "restrictions on purchase and sale of housing". "Those who purchase a second set of commercial housing (including newly built commercial housing and second-hand housing, the same below) within the area must have settled there for three years.

The purchase of commercial housing by resident families who have settled in our city for three years or more is not affected by the above regulations.

4. What adjustments will be made to the housing purchase policy for approved talents?

In order to ensure the housing needs of introduced talents for employment and entrepreneurship in our city, starting from 0:00 on August 31, 2021, approved imported E-type talents can purchase commercial housing in the housing "restricted purchase and sale" areas. In addition to providing relevant certification materials for talent identification, you must also provide proof of social security (excluding social security for flexible employment personnel and social security for urban and rural residents) or personal income tax that you have paid in this city for 12 consecutive months. If the social security and individual tax payment unit is inconsistent with the unit that introduces talents due to job changes and other reasons, explanatory materials from the current employer should be provided.

The purchase of houses by approved talents of Category A, B, C and D talents will not be affected by the above regulations. Category E talents who have been approved to be introduced before 0:00 on August 31, 2021 will still be subject to the original policy when purchasing commercial housing.

5. What are the regulations for divorced people to purchase commercial housing?

The policy stipulates that "if a couple divorces, and the family owns two or more commercial houses in the purchase-restricted area before the divorce, neither party is allowed to purchase commercial housing in the purchase-restricted area within one year after the divorce."

Among them, "divorced couples" refers to resident families that have divorced since 0:00 on August 31, 2021. The specific date shall be the date of registration of the divorce certificate or the date determined by the effective legal document. For those who remarry after divorce, the housing purchase restriction policy will be implemented based on the new family unit. If the divorce registration procedures have been completed before 0:00 on August 31, 2021, the original policy will be followed.

6. Will the new policy apply to those who have entered the process of registering intention for commercial housing and signing a housing purchase agreement?

In order to ensure the smooth transition of policies and not affect the completion of home purchase procedures by households that have entered the home purchase process, the following two types of situations will be implemented according to the original home purchase policy:

1. August 31, 2021 0 Before 0:00 on August 31, 2021, those who have signed up to participate in the registration of house purchase intention for the commercial housing project and entered the lottery, house selection, contract signing and other procedures for this batch of houses;

2. Before 0:00 on August 31, 2021, a house purchase agreement has been signed And the house payment (including deposit and down payment) has been paid, the house purchase is in compliance with the housing purchase restriction policy of the corresponding period, and the party's bank transfer voucher (excluding cash payment) and other information can be provided.