The approval of Zhongyuan Bank's perpetual loan is generally within 3 working days. The bank will call the lender and tell them when to register the mortgage. After the mortgage is completed, the bank will issue the loan to your receipt card within 2 working days. However, the specific situation of the applicant will be different, so the final preliminary examination period is 7~ 15 working days.

Zhongyuan Bank was established on February 23, 20 14, 14. It is a provincial corporate bank with branches covering Henan Province. 20 17 07 19, listed on the main board of the Hong Kong Stock Exchange. On May 25th, 2022, with the approval of China Banking Regulatory Commission, China, bank of luoyang, Pingdingshan Bank and Jiaozuo CTS Bank were formally absorbed and merged.