Borrow money from a bank.
Second, how does the Land Rover 4S shop borrow money to buy a car?
There is nothing uneconomical about the plan. Think about it. It is not difficult to pay for meals every month. You should do your best. ..
After all, you have to keep the car and pay for it. ...
Go to the dealer first to see if there is any loan activity .. Sometimes there will be accidents.
There's really no activity. It depends on your income. Choose the number of issues to repay ... adopt them. ..
3. Land Rover Star Pulse Loan Scheme?
The down payment of financial products is 20%, the loan is 80%, 12 months, and the annualized interest rate of customers is 0%.
What is the process of handling car loan in 4.4s shop?
1, you go to the 4S shop to negotiate the car price. At this time, if you ask for a loan, the car price will generally be discounted by 5,000 yuan, but at the same time, you need to pay a handling fee of about 5,000 yuan (generally 3% of the loan amount, not 3% of the car price). We must pay attention to this. 2. If you are sure you want to take the loan process, then you should indicate on the car booking form that it is a loan to buy a car, and you should also indicate that if the loan application fails, the deposit will be refunded. 3. 4S stores will apply to the loan bank after your order takes effect and deposits are recorded. The loan bank will generally check with you on the second working day and ask you to provide some materials, such as ID card and income certificate. These can be sent to them in the form of pictures. This application was approved in about 3 working days, that is, the bank agreed to lend money. 5. After receiving the phone call from the bank agreeing to lend money, you take the materials (those you sent pictures to the bank) to the lending bank to apply for a savings card. This card has two functions. First, you have to put money into it to repay the loan; Second, after the bank lends money, it will first transfer the money to your account and then transfer it to the 4S store immediately. The application process for car loan: 1, and the application materials submitted by the borrower are preliminarily reviewed; 2. The bank conducts credit investigation and customer evaluation on the borrower; 3. The bank passed the preliminary examination and credit investigation. To examine and approve loan applications that meet the loan conditions; 4. If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If the examination and approval fails, it shall explain the situation to the borrower; 5. After the loan contract comes into effect, the handling bank will issue loans. Using special loans, the handling bank will directly transfer the loans to the dealer account of the borrower's car purchase according to the loan contract. Materials to be prepared when applying for a loan to buy a car: 1, personal loan application; 2. Personal valid identity documents. Including identity cards, household registration books, military officers' cards, passports, and travel passes for compatriots from Hong Kong, Macao and Taiwan. If the borrower is married, the identity certificate of the spouse shall be provided; 3. Household registration certificate or long-term residence certificate; 4, personal income certificate, provide proof of family income or property when necessary; 5. Certificate of intention to buy a car issued by the car dealer; 6. Loan to buy a car down payment certificate; 7. If the purchased vehicle is secured by other means other than mortgage, the relevant materials of the guarantee shall be provided, including the pledge certificate, the ownership certificate and evaluation certificate of the mortgaged real estate, and the letter of intent for third-party guarantee, etc. 8. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the vehicle's affiliation agreement and lease agreement with the transport fleet; 9. The vehicle purchased by the loan is a second-hand car, and it is also necessary to provide a certificate of intention to buy a car and a vehicle evaluation report issued by an evaluation agency recognized by the Construction Bank; Vehicle ownership certificate of vehicle seller, motor vehicle registration certificate of trading vehicle, annual inspection certificate of vehicle, etc.