The credit reporting system is not updated in time, personal privacy settings, etc.

1. The credit reporting system of Longshang Small Loan Co., Ltd. is a relatively independent system and needs to constantly update data. If the credit reporting system is not updated in a timely manner, the credit reporting system may not be able to find relevant information even if the loan company has reported the information.

2. When taking a loan, the borrower needs to provide his or her personal information, including ID number, contact information, etc. If the borrower has set confidentiality in the personal privacy settings, even if Longshang Small Loan Co., Ltd. has reported the information, the credit reporting system will not be able to find the relevant information.