It's very risky. 1 That is, this is a private loan as well as a corporate loan, which is not allowed by bank regulations. 2. It is the repayment source of No.65438 +0. If the loan cannot be repaid regularly, the bank will seek recourse from you first, and then seek recourse from the guarantor when your assets cannot be repaid. View original post >>
Second, is the project manager loan risky for individuals?
The project manager's loan is risky for me. Case introduction: the project manager borrows money in his own name, uses the seal of the project department at the guarantor privately (without written authorization), and claims that it will be used for the actual construction of the project, and then the lender transfers the money to the project manager's private account. Due to the project manager's failure to repay the due loan, the lender requires the project manager and the "legal person company" that set up the project department to bear joint and several repayment responsibilities. Proof of loan: debit note and transfer record; The project manager provides evidence that the loan expenditure is current. Legal Person: Article 57 of the Civil Law of People's Republic of China (PRC) An organization with civil rights and capacity for civil conduct shall independently enjoy civil rights and assume civil obligations according to law. Article 58 A legal person shall be established according to law. A legal person shall have its own name, organization, domicile, property or funds. The specific conditions and procedures for the establishment of a legal person shall be in accordance with the provisions of laws and administrative regulations. Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
Three, the construction company in my personal name as a project manager to the bank loan company as a guarantee or find a guarantee. ...
It's very risky. 1 That is, this is a private loan as well as a corporate loan, which is not allowed by bank regulations. 2. As the principal of the loan, you are the person in charge of 1 and the source of 1 repayment. If the loan cannot be repaid regularly, the bank will seek recourse from you first, and then seek recourse from the guarantor when your assets cannot be repaid.
What are the advantages and disadvantages of finding a girlfriend who works in a bank and is an account manager?
The account manager of the bank can be said to be the backbone of the bank. They directly contact customers externally, understand their operating conditions, recommend suitable financing schemes and products for customers, and contact multiple business departments within the bank internally to promote the approval of customer loans. They are groups that directly create economic benefits for banks. At present, most banks require marketing experience in their management promotion requirements. So looking for a bank account manager as a girlfriend has the advantage that the future wife has great development potential, is smart and capable, and can hold up half the sky or even most of the day for the family! The disadvantage is that the female account manager will be very busy, working for nothing, 5 and 2, spending less time with her, socializing more outside, the woman may be stronger, and the man's position at home is not high!