1. Inquire about the transfer progress: inquire about the transfer progress at the location of the original provident fund account or the housing provident fund management center of the transfer destination to find out whether the transfer has been completed and the current progress;
2. Consult the bank: if the transfer progress has been completed, but the provident fund has not yet arrived, it is recommended to contact the bank to inquire about the transfer situation to find out whether there are transfer delays or other problems;
3. Complaint: If the inquiry and consultation are fruitless, it is suggested to complain to the relevant departments to urge the relevant departments to speed up the handling and solve the problem.
The criteria for purchasing provident fund in other provinces are as follows:
1. Maximum amount: According to the Regulations on the Management of Housing Provident Fund, the maximum contribution of employees and units from other provinces is twice that of local employees. In other words, if the employee's deposit in the original place is 1000 yuan, then the maximum deposit for purchasing provident fund in other places is 2000 yuan;
2. Deposit ratio: When employees and units purchase provident fund in other places, they need to deposit the provident fund according to a certain proportion, and the specific proportion needs to be implemented according to local policies and regulations. Under normal circumstances, the contribution ratio of employees is about 12%, and the contribution ratio of employers ranges from 12% to 20%. Different regions and industries may have different deposit ratio standards;
3. Interest rate: the interest rate for purchasing provident funds from other provinces is set by the local government according to market conditions, and the specific interest rate standard needs to be implemented according to local policies and regulations. Under normal circumstances, the interest rate of provident fund will be slightly higher than the interest rate of bank deposits.
To sum up, the provident fund policies and regulations in different regions may be different, and the specific standards need to be implemented according to local policies and regulations. At the same time, the purchase of provident fund needs to apply to the unit provident fund management department and provide relevant supporting materials, such as housing certificate, payroll, bank running water, etc. Employees and units also need to pay in accordance with the prescribed time and standards to avoid affecting the rights and interests of employees' provident fund.
Legal basis:
Article 26 of the Regulations on the Management of Housing Provident Fund
Workers who have paid housing provident fund may apply for housing provident fund loans from the housing provident fund management center when purchasing, constructing, renovating or overhauling their own houses. The housing provident fund management center shall, within 05 days from the date of accepting the application, make a decision on whether to grant the loan or not, and notify the applicant; If the loan is granted, the entrusted bank shall handle the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.