I'll just talk about the loan car purchase process I know.

First of all, talk about the procedures you have to prepare.

1, driver's license (buying a car without a license and a loan)

2. ID card

3. Household registration book

4. Work certificate

5. the bank is flowing (this is very important, it is related to the amount of your loan. Your bank flow needs to match your loan amount. If you can't get a bank account like this, then you can find a personal guarantee)

6, real estate license (if you don't have a house, then you can take your father's, but your account must be on the same account book as your father, for example, I can't, I don't have a house, and the account book is still separate. )

The down payment is 20% of the bare car price. Do this yourself. Suppose the price of bare car is 65438+ 10,000, then it is 20,000.

then

Spending after buying a car

1 insurance

Buying a car with a loan requires insurance. In the sense of 4S, all risks are compulsory insurance, car damage insurance, 200,000 third party, theft and emergency rescue, and the beneficiaries are financial companies (generally, 4S takes financial companies, which is very troublesome to take the bank and slow to pick up the car).

The total risk of Cruze should be around 5800.

2. Surcharge (i.e. purchase tax)

7.5 of the tax-included price

Suppose 65438+ ten thousand, which is 7500.

3. License plate

125 yuan, 25 yuan is needed for express delivery.

The total is 150 yuan.

3、

If you don't have anything to give away when you buy a car, you need to decorate it, such as cushion 800, film 1500, foot pad 300, chassis armor 700 and chassis guard 500.

Do the math yourself. That's basically it.