First, do you want to move your account if you buy a house with a loan? It depends on whether you want to move your account when you buy a house with a loan. If you are the first set: it is no problem to move your account, you don't have to move. The account is not in the same place, which does not affect buying a house. When the bank mortgages, it is required to provide marriage certificates, household registration books and income certificates of both parties. Others can consult the bank or the house seller about the loan. 1. Be sure to show the original real estate license and keep a copy when you move your account. In this case, moving accounts should belong to buying a house. 2. It is suggested to move the registered permanent residence before getting married, so that your lover can apply for husband and wife to enter the house. If you get married first and then move, there will be more proof. Two, the loan to buy a house should pay attention to six issues 1. Do not use the provident fund before the loan. If the borrower withdraws the balance of the provident fund savings to pay the house payment before the loan, then the balance of the provident fund in your provident fund account is zero, and your provident fund loan amount is also zero, which means that you cannot apply for a provident fund loan. 2. Don't repay the loan in advance within one year. According to the relevant provisions of provident fund loans, part of the prepayment should be made one year after the loan is paid off, and the amount you return should exceed six months. Don't forget to find the bank around you if you have difficulty in repaying the loan. During the loan period, the repayment ability declines. When it is difficult to repay the loan, don't insist on it yourself. ICBC customers can apply to ICBC for extending the loan term. After investigation by the bank, ICBC will accept your application for extending the loan term, and there is no default of principal and interest. 4. Don't forget to inform when renting a house after the loan. When renting a mortgaged house during the loan period, the lessee must be informed of the mortgage facts in writing. Don't forget to cancel the mortgage after the loan is paid off. When you have paid off all the loan principal and interest, you can go to the district or county real estate trading center where you lived before to cancel the mortgage with the bank's loan settlement certificate and other real estate rights certificates of the mortgaged property. 6. Don't lose the loan contract and IOUs. Applying for a loan, the loan contract signed between the bank and you, and the receipt are all important legal documents. As the loan takes a long time, as a borrower, you should take good care of your contracts and IOUs.