But it does not rule out that your identity information is leaked and used by others to borrow money.
How to query loan records
You can log on to the official website of the People's Bank of China to see what loan records are in the credit report, and you can find the loan information through the credit report. Some loans cannot be used for credit investigation. At this point, users can view their loan information through the loan APP or the hotline of the lending institution. In order to ensure that their identity is not stolen by others to apply for a loan, it is necessary for users to check the personal credit investigation report 1-2 times a year, and once they find any abnormal situation, they can complain in time.
General loan counter:
(1) Immediate financing
Consumer finance co., ltd. was granted a consumer finance company license immediately. It is a national financial institution approved by China Banking Regulatory Commission. In 20 15, its main loan app "immediate loan" was launched, which gained great attention in a short time.
(2) everyone's loan
Founded on 20 10, it has many loan products. When downloading mobile phone applications, you can choose small loans, with the maximum amount of 65438+ 10,000 yuan and the interest rate as low as 0.78%. The fastest approval time is 10 minute, which is a relatively fast loan product.
Gitzo
Formal consumer finance companies authorized by CBRC have many products, including cash loans, consumer loans, installment products and so on.
(4) Jiufu Puhui
Jiufu Group's online lending platform can manage funds and issue loans. Its micro-loan application is fast and convenient. If you have an ID card, the loan amount will be higher.
5] Ping An Pratt & Whitney
Ping An Pratt & Whitney and Ping An Bank both belong to Ping An Group, which is a company specializing in credit business. Compared with Ping An Bank's loan, it has lower application threshold, faster loan payment, more varieties, better service and slightly higher interest rate.
[6] Extreme loan
Alipay Sesame Sub-fast Micro-loan products, you can use Sesame Credit Sub-loan, 1 minute to apply, and the amount is 1000-5000 yuan, which can be received within 30 minutes at the earliest!
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