Banyan Tree Loan The term of the first loan is 7 days. According to the regulations of Banyan Tree loan platform, the term of the first loan is 7 days. The borrower has successfully applied for the Banyan loan, and it is not allowed to apply for the loan again within 7 days after the loan is issued successfully. Banyan Tree Loan is an intelligent platform for financial credit, providing credit services to the public. By using artificial intelligence technology, the whole network credit integration speed matching mode is opened to bring internet credit services to users.