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What bank is SAIC Volkswagen Loan?
SAIC Volkswagen loan is not a bank, but a part of public financial services.

Volkswagen's financial services include new car loans, used car loans and brand-certified used car loans.

Taking simplicity, quickness and humanization as the starting point, Volkswagen Finance tailors new car loan financial schemes for you, including standard credit, flexible credit, exquisite easy loan, exclusive balanced loan, portfolio loan, ladder loan and leisure loan. After you choose your favorite car model, we will formulate appropriate financial projects according to your personal situation and needs, and provide you with one-stop financial services as quickly as possible.

30% down payment from loan term 12 to 36 months;

The longest period from the first registration date of used cars to the end of the loan period shall not exceed 10 years;

The longest total mileage of vehicles shall not exceed 150000 km.

The down payment is not less than 30% of the car payment, and the loan period is up to 36 periods;

Used cars whose age and mileage meet the Das Welt automobile certification standards and have passed the Das Welt automobile brand certification;

Low down payment, monthly repayment, simple and easy to operate.

Auto financing loan, that is, RMB guaranteed loan issued by auto financing company to borrowers who apply for car purchase. Auto financing companies and auto dealers provide guarantee loans for the funds needed for the one-time payment of car money by car buyers, and jointly provide insurance and notarization for car buyers with insurance notarization institutions. This is a big plus for car buyers.

At present, there are many ways to buy a car by loan in Shanghai, and the loan from auto finance company is a more convenient way.

The main auto financing companies in China market are SAIC-GM, Volkswagen, Ford, Toyota and Chery. The financial products provided by each company are both the same and different, which are mainly suitable for different models of the company's automobile brands.

Compared with bank car loans, auto finance loans have the characteristics of low threshold, low down payment ratio, long loan time, flexible approval and fast speed.

Shanghai Volkswagen Finance Loan Process

1. Go to Volkswagen 4S store and choose your favorite model.

2. Fill in the loan application form of Volkswagen Finance Company and provide relevant supporting materials. 3. Wait for the approval of Volkswagen Finance Company. 4. Visit the home of Volkswagen Finance Automobile Company to collect relevant supplementary information. 5. Sign car purchase contracts and car loan contracts. 6. Pay down payment and car purchase tax. 7. Go through the formalities of new car registration and mortgage registration. 8. Pick up the car and repay it on time according to the loan contract.