Hello, if you get a loan to buy a car, the handling fee is usually around two or three thousand yuan. If you get a license fee, you can usually get it to 500 yuan.

What are the costs of buying a car with a loan?

Some expenses involved in the process of buying a car:

(1) car loan down payment. Generally speaking, the down payment is generally 40% of the car price. Of course, there are also eligible borrowers, such as high-income customers of institutions or large companies, which can be appropriately relaxed to 30%.

(2) The insurance premium for new cars needs to be paid by the state compulsory insurance, and all car buyers need to pay it. The other part is the cost of commercial auto insurance, such as car damage insurance, three-way insurance, vehicle personnel liability insurance and so on. Among the commercial auto insurance costs, there are many types of insurance involved, and the auto insurance costs are directly related to the car price of the car buyers, and the types of insurance in different regions may be slightly different.

(3) The notarization mortgage fee is mainly notarization fee and mortgage fee. In general, the notarized mortgage fee for vehicles is about 1000 yuan.

(4) License fee. Literally, the license fee is the cost of handling a car license. It is understood that the licensing fee for new cars mainly includes the fees paid for online inspection of new cars, the fees for taking photos of rubbings and the fees for new car license plates. Settle in 300 yuan or so, and the charges in different regions may be slightly different.

(5) The performance bond is simply that the deposit paid at the time of loan is close. After the borrower completes the mortgage loan, the deposit will be refunded in full, and 3,000 yuan will be charged for vehicles under 300,000 yuan.

(6) The credit fee is generally charged at 1% of the borrower's loan amount, and there will be some differences in different charging standards in different regions.

information needed

1: personal loan application;

2. Personal valid identity documents. Including resident identity cards, household registration books, military officers' cards, passports, and travel passes for compatriots from Hong Kong, Macao and Taiwan. If the borrower is married, the identity certificate of the spouse shall be provided;

3. Household registration certificate or long-term residence certificate;

4. Personal income certificate, family income or property certificate when necessary;

5. Certificate of intention to buy a car issued by the car dealer;

6: Loan to buy a car down payment certificate;

7: If the purchased vehicle is secured by other means other than mortgage, relevant materials for the guarantee shall be provided, including pledge certificate, ownership certificate and evaluation certificate of mortgaged real estate, and letter of intent for third-party guarantee, etc. ;

8. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the affiliation agreement and lease agreement between the vehicle and the transport fleet;

9. The vehicle purchased by the loan is a second-hand car, and it is also necessary to provide a certificate of intention to buy a car and a vehicle evaluation report issued by an evaluation agency recognized by China Construction Bank; Vehicle seller's vehicle ownership certificate, motor vehicle registration certificate of trading vehicle, vehicle annual inspection certificate, etc.

What's the charge for buying a used car by installment?

There are usually several ways to buy a used car with a loan:

(1) If you apply for a loan with the purchased vehicle or other real estate as collateral, the down payment shall not be less than 30% of the purchase price, and the loan amount shall not exceed 70% of the purchase price.

(2) Where a loan is applied by pledge or a bank or insurance company provides joint liability guarantee, the down payment amount shall not be less than 20% of the car payment, and the loan amount shall not exceed 80% of the car payment.

(3) Where a loan is applied by means of third-party guarantee (except banks and insurance companies), the down payment amount shall not be less than 40% of the car payment, and the loan amount shall not exceed 60% of the car payment.

Second-hand car loan fee details:

1. notarized mortgage fee: notarized mortgage fee is required for vehicle notarization, 800 yuan, and of course there will be a receipt.

2. Performance fee: generally 3% of the loan amount. Less than 3000 yuan, unified by 3000 yuan. After the loan is paid off, the deposit will be refunded in full.

3. Credit investigation fee: banks will conduct consultation and investigation before lending, so they will generally charge 1% of the loan amount, and the fees charged by banks in different regions are slightly different.

4. installment fee: credit card loans need installment fees to buy a car. General 12 installment total cost is above 10%.

5. Mortgage fee: Generally, the mortgage fee is about 3%.

6. Registration fee: registration fee for local vehicle management office 130 yuan, photo production fee for 20 yuan 150 yuan.

7. Insurance premium: Take compulsory insurance as an example. Private car premium in 950 yuan, enterprise non-operating car 1 000 yuan, agency non-operating car in 950 yuan, business rental 1, 800 yuan.

8. Other expenses, such as some GPS equipment installation fees, PDI monitoring fees, delivery fees, handling fees, service fees, etc. Of course, whether it is obviously unreasonable or not, consumers must know more before repaying the loan.

According to the model, displacement and loading quality, the charges are different. Take Beijing as an example: the transfer fee of used cars is mainly related to the displacement and service life, in which the displacement below 1.0L is around 200 yuan, the displacement below 1.0L- 1.9L is 400 yuan, the displacement between 2.0l and 2.9l is 600 yuan, and the vehicle above 3.0L is 800 yuan. The longer the service life, the cheaper the transfer fee. Generally speaking, the handling fee for choosing a loan to buy a car is about 10000 yuan.

Loan to buy a car, 80 thousand car, how much is the full insurance, how much is the license plate

It costs about 5500 yuan to buy a car of about 80 thousand, get a license and pay insurance.

I. The authorization fee is about 373 yuan:

1, pallet fee 130 yuan;

2. Industrial and commercial verification, outbound 150 yuan;

3. Extension fee (40 yuan) Mobile license (30 yuan) Driving license photo (20 yuan) Environmental protection license (3 yuan) =93 yuan.

Second, the insurance premium is about 5 100 yuan:

1, compulsory insurance in 950 yuan (less than 6 seats);

2. Commercial insurance is around 4200.

Commercial insurance includes:

① Third party liability insurance (877 yuan);

(2) Vehicle loss insurance (1.490 yuan), with bare car price as the basic premium ×1.0880%;

(3) Excluding the special risk of deductible (457 yuan), (third party liability insurance for vehicle loss insurance) × 20%;

(4) Vehicle personnel liability insurance (200 yuan /4 persons), with a premium of 50 yuan/person, which can be filled in according to the actual number of seats in the car;

⑤ No-fault liability insurance (175 yuan) and third-party liability insurance × 20%;

⑥ spontaneous combustion loss insurance (120 yuan), and the purchase price of new car is × 0.15%;

⑦ Separate glass breakage insurance (120 yuan), the purchase price of imported new cars ×0.25%, and the purchase price of domestic new cars × 0.15%;

⑧ Car body scratch insurance (400 yuan), 950 yuan/year for families with 6 seats or less, and Kloc-0/100 yuan/year for families with 6 seats or more;

Pet-name ruby car theft rescue (544 yuan), basic premium bare car price x rate.

Commercial insurance can be purchased according to your own situation. To sum up, the annual insurance and licensing fee for 80,000 cars is about 5,500 yuan.

How much does it usually cost to get a new car licensed?

Generally, it needs to be around 300 yuan.

New car licensing fees mainly include new car online inspection fees, extension number photo fees and new car licensing fees. Among them, the online inspection fee is generally around 100 yuan, the photo fee is 38 yuan, the car number plate (reflective) 100.00 yuan, the motor vehicle driving license fee is 15.00 yuan, the motor vehicle temporary registration certificate fee is 10.00 yuan, the motor vehicle temporary number plate fee is 5.00 yuan, and the license plate installation fee is 20 yuan.

Hello, for example,100000 naked car, mortgage, insurance purchase tax, how much is the license?

The naked car is 80,000 yuan, the purchase tax is 6,838 yuan, the license fee is 500 yuan, and the vehicle and vessel use tax is set by the local authorities and charged according to the displacement. In Beijing, it is 1.0L- 1.6L 420 yuan, and 950 yuan is compulsory for less than 6 seats, and RMB 4,484 for all commercial risks.

Yuan:

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.