2065438+The first set of second-hand staircase house bought in March 2009, with a loan of 250,000 yuan from Rural Commercial Bank for 20 years. What is the interest rate that the bank wants me to repay 184 1 every month? General mortgages are 20 years and 30 years, and short-term mortgages are rare, so they are not considered. At present, the interest rate of provident fund loans for more than five years is 3.25% annualized, with no ups and downs. The benchmark interest rate for commercial mortgage loans is 4.9%, and there will be first and second suites, and so on. The real estate market policy of each city is different, and the interest rate of each bank is also different. If it is the first suite and popular area, the current commercial loans generally rise by 65433.