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What is the strictest purchase restriction in Nanchang?
On March 8, in order to further implement the national and provincial policies on real estate market regulation and control, adhere to the positioning that "houses are used for living, not for speculation", and in accordance with Nanchang's work objectives of "preventing houses from overheating, destocking non-houses, strictly managing and stabilizing the market", the municipal government decided to strengthen the regulation and control of the housing market, ensure the stability of housing volume and price, and maintain the city.

It is reported that, except for the Jiulong Lake area (south of Xiangyun Avenue in Honggutan New District) and the Rule Lake New City (east of Ganjiang River, west of Huanggu Road, north of Rule Lake Street and south of Hero Avenue), in the urban area, the sale of houses (including new commercial houses and existing houses, the same below) to the registered residents of this city who already own 1 set or above houses in the urban area is suspended. Except for the supporting projects of national key projects of Aviation City);

Suspension of non-local registered residents who already own 1 set or more houses in urban areas (non-local registered residents shall not pay personal income tax or social insurance (urban social insurance) for more than two years within the first three years from the date of purchase);

And minors are not allowed to buy a house in the city.

How to determine the loanable amount of housing provident fund loans? When determining the loanable amount of individual housing provident fund loans, we should comprehensively judge the loanable amount and repayment ability according to the borrower's provident fund deposit, account balance, deposit time and remaining deposit years, that is, the loan amount = (the borrower's provident fund account balance+* * * with the borrower's provident fund account balance) ×20 times× the deposit time coefficient× the remaining deposit years coefficient.