At present, the annual interest rate of loans for 5-30 years (including 30 years) announced by the People's Bank of China is 4.9%. According to the trial calculation of the benchmark interest rate, under the condition that the interest rate remains unchanged, the repayment method is equal principal and interest, and the monthly repayment amount is 65,438+065,438+065,438+025.55 yuan, and the average capital method is adopted to reduce the monthly repayment amount.

If you are going to apply for a loan in China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after approval by the handling outlets.