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What is the difference between British housing loans and domestic loans?
There are more loan banks in Britain than in China. There are more than 200 banks in Britain that can lend money to buy a house, unlike only a few banks in China that can lend money. Many small banks in Britain can offer different peace of mind concessions to tenants, and the choice is diverse, so it is more convenient to choose loans.

Due to the wide choice of British banks, the competition between banks is fierce. The loan amount that each bank can provide you may be different, provided that you have a stable income, which allows the bank to evaluate your total assets and repayment ability, which is different from the domestic similar loan amount.

In Britain, loans are not directly distributed to mortgage borrowers, but transferred to their lawyers, and then transferred to mortgage borrowers through lawyers, which makes it more convenient and reasonable to distribute loans.

In Britain, two questionnaires will be carefully adjusted and tested before obtaining property rights, which is an evaluation survey on housing safety and housing land rights, which is different from that in China.