It is possible for Heng Chang to recover overdue loans at home. Generally, for overdue customers, Heng Chang will distribute overdue data to loan collection personnel, and then the collection personnel will call for collection.

In Heng Chang, if the overdue time is too long, there may be the possibility of home collection, but generally speaking, borrowers need to owe a lot. If the amount owed is not very high, it may not be collected at home.