When you need to borrow 1, yuan and repay it within three years, the monthly repayment structure will involve the principal and interest. According to the common loan situation, the monthly repayment principal is about 2778 yuan. As for the interest, on average, it is around 6 yuan every month. Therefore, the total monthly repayment amount is roughly between 3,3 yuan and 3,5 yuan, and the specific amount will vary according to different products of the bank.

It is worth noting that the interest calculation here is based on the comprehensive average value in the market, and the actual interest may change due to the different characteristics of loan products, such as interest rate, repayment method and other factors. If you plan to apply for a loan, be sure to know the specific interest rate and repayment terms of the bank products you choose in detail, because that is the key factor to determine the final repayment amount. Therefore, when making loan decisions, be sure to compare the loan plans of various banks in detail to ensure that you can afford and understand your repayment responsibilities.