Application conditions for mobile IOUs:

China citizens aged 18-55, my ID card, my bank card, and my real-name authenticated mobile phone number.

The mobile phone loan platform does not charge any handling fee, with a maximum amount of 3, yuan. At present, the mobile phone loan platform mainly includes mobile IOUs, mobile wallets, mortgage loans and other products.

is the only formal and high-quality value-added service platform for loan information in China built by using big data of communication operators. A comprehensive platform for providing personal credit services for mobile users. It is the largest personal credit loan information service platform in China at present.

Extended information:

Advantages of applying for a mobile phone loan

1. More credit lines

The mobile phone loan adopts the mobile big data algorithm, which is more accurate and flexible than the traditional evaluation method, and the threshold for measuring personal credit is lower than that of credit cards, covering a wider range of people and having more credit lines.

2. Diversification of mobile phone loans

A variety of loan types, such as mobile IOUs, housing loans, provident fund loans, and mobile phone installment loans, are granted with a credit of 1 yuan-2, yuan, depending on the specific application type.

3. Fast approval speed

The core credit audit is coordinated by the intelligent system and industry experts, which greatly improves the audit efficiency, and the speed is faster, and the fastest is three minutes.

4. Personal information security

Large carrier-level data security means to ensure the confidentiality and security of user information, prevent leakage and have no worries.