The 60-year-old teacher guaranteed a loan of 6.5438+800,000 yuan for his students. After the loan was paid off, the students blacked him out and disappeared. As a last resort, your teacher had to go out to work and help him pay back a loan of 654.38+0.10 million yuan. Now he may not be able to recover the loan fees repaid for him through litigation, because he seems to have chosen to pay by installments during the repayment process. There is also a specific timeliness in the repayment process. Judging from the time from his 1 th repayment to the final repayment, it seems that he missed the time period and may not be able to recover from the students through litigation.

Seeing such news, I actually feel speechless. The teacher kindly guaranteed the loan for his students. Unexpectedly, the student was blacked out and disappeared, which made the teacher have to repay the loan fee for him, which really chilled the teacher. This incident also reminds everyone that we must be cautious when giving guarantees to others. Once there is a problem, the guarantor needs to bear certain responsibilities.

In general, the guarantor guarantees for others. In the course of the contract, the parties can't fulfill their obligations according to the contract, and the guarantor bears the relevant responsibilities, which also leads the teacher to guarantee the loan for the students. After signing the contract, the students have to ask the teacher to repay the money. The teacher wants to recover the debt he repaid for his students through litigation, which may not be effectively solved, because he has missed the due date in the process of repayment, and now he has no advantage in litigation, and the debt he repaid for him may not be recovered.

Under normal circumstances, the debt paid for him is calculated according to the first time. It seems that the teacher also chooses to pay by installment. This kind of situation is not uncommon in life. When you vouch for others, you should think more about whether this person can repay the debt. As a guarantor, once there are other problems with the loan, you will find a guarantor to repay it, and if you are not careful, you will be included in the ranks of Lao Lai.