On-the-job personnel, regardless of age, are included in 2% of the individual contribution base. Transferred from the individual medical insurance payment, the employer's medical insurance payment is all included in the overall account.

Retirees: No adjustment will be made in 2023. From 2024, it will be calculated at 2.5% of the city's average basic pension in the year when the reform was implemented.

Personal contributions paid by the insured are used to fund serious illness insurance and long-term care insurance for employees with large medical expenses, pay medical insurance premiums for flexible employees, and pay medical insurance premiums for retirees when the payment period is insufficient. And the individual contributions of the family members of the insured to participate in the medical insurance and long-term care insurance for urban and rural residents in this province.

Benefits of medical insurance

1 is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development, and the establishment and improvement of medical insurance system will further promote social progress and production development.

2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

In order to maintain social stability, medical insurance provides economic help for sick workers. It helps to eliminate the social unstable factors caused by diseases and is an important social mechanism to adjust social relations and social contradictions.