2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. ;

3. Proof of local residence: a list of fixed-line telephone bills for any three months in the past year, or a list of public utility bills such as utilities. Other materials that can prove the address;

4. Guarantee certification materials;

5. Proof of use: provide the invoice for the full amount of car purchase before the loan is issued, or provide the car purchase agreement (contract) plus the down payment invoice (or the receipt stamped with the dealer's official seal).

Extended data:

The trap of car loan

The extra handling fee is not a small fee.

Zero interest rate does not mean zero handling fee, and dealers generally charge a certain handling fee. Take a Fox with a price of about 1.2 million yuan as an example. The maximum loan amount is 80,000 yuan. If the "zero interest rate" loan method is adopted, a handling fee of 1800 ~ 2000 yuan is required. If ordinary loans are used, there will be no such handling fee.

If the loan bank or finance company is different, the fees charged are different. Some dealers charge a handling fee ranging from1500-2,500 yuan for each loan, or a certain proportion of the loan amount, while some auto financing companies generally charge 2%-7.5% handling fee to car owners who apply for car loans.

In addition, consumers have to pay a renewal deposit of two or three thousand yuan (which will be returned to consumers after the loan is paid off). Note that at present, credit card installment purchase promoted by banks usually charges credit card installment fees under the guise of "zero interest rate".

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Baidu encyclopedia-personal car loan