1. Short-term loan: the loan interest rate within one year (including one year) is 4.35%.

2. Medium and long-term loans: the loan interest rate for one year to five years (including five years) is 4.75%, and the loan interest rate for more than five years is 4.90%.

3. Provident fund loan interest rate: the loan interest rate for less than five years (including five years) is 2.75%, and the loan interest rate for more than five years is 3.25%.