Above HKD 1 million, there is no upper limit. According to the official website of Hong Kong insurance companies, we learned that there is no fixed standard for large-amount insurance policies in Hong Kong. According to the premium requirements of major insurance companies for customers, policies with a premium of more than 1 million Hong Kong dollars are called large-amount policies. There is no maximum deposit amount. upper limit. Hong Kong, referred to as Hong Kong, the full name is the Hong Kong Special Administration of the People's Republic of China.