Housing provident fund loans can cross cities. Now many cities implement mutual recognition and mutual loans of housing provident funds, and they can apply for loans to buy houses across cities. For example, Wuhan, Nanchang, Hefei, Changsha and other places can apply across regions. However, at present, the open areas of cross-regional applications are limited, and not all of them can be used. Therefore, before using provident fund loans, users should go to the provident fund management center where they apply for loans.

To apply for provident fund loans in different places, you need to provide approval form, copy of house purchase contract, down payment receipt, provident fund deposit and loan certificate.

How to apply for provident fund loans to buy a house in different places

Provident fund loans to buy a house in different places, simply put, are employees who have paid the provident fund in Z, the place of employment, and return to A, the place of household registration, to buy a house. They can apply for a provident fund loan from the provident fund center in A with the proof of payment of the provident fund in Z. The specific steps of purchasing a house with a provident fund loan in different places are as follows:

1. The borrower goes to the provident fund center in place A for consultation;

2. The borrower applies for a loan from Z Provident Fund Center, and the Provident Fund Center verifies that it is correct, and issues a certificate of deposit and use of housing provident fund for employees who have borrowed from different places;

3.A local provident fund center accepts the borrower's loan application, and verifies the deposit and use certificate of housing provident fund for employees who have borrowed from other places. After verification, the provident fund center examines and approves the loan;

4. A provident fund center issues loans.