1. planning: the initial consideration of where to buy a house is the total price, area, apartment type and geographical location of the community, and it is feasible to conduct many field visits. Second, pay a deposit of 50,000 yuan, some places are 1 10,000 or 20,000 yuan, and some places are 50,000 yuan. Third, after the opening, choose the house, determine the apartment type and room number, pay the down payment, and sign the purchase contract. For example, 40% of the total house price, if you buy a house with a price of 500,000, the down payment is 200,000, and you have already paid a deposit of 50,000, and you should pay150,000 when choosing a house. Prepare to sign a mortgage contract, and the remaining 300,000 will be repaid according to the mortgage loan. Fourth, sign a mortgage contract and start to repay the loan on a monthly basis. I'll let you know when the bank is ready. Get the key given by the developer and decorate the house yourself. Six, get the original purchase contract, mortgage contract, get a copy of the real estate license, to the real estate department for transfer registration. Seven, repayment (or early repayment) a few years later, you can get your formal title certificate from the bank with the mortgage contract and repayment voucher. However, the house price at this time is not the house price when you bought it. The price is "the canoe has crossed Chung Shan Man". In that year, the interest you paid was about 50,000 yuan, the money you spent on decoration was about 6.5438+0.5 million yuan, and the static capital paid by the attack was about 200,000 yuan. Unexpectedly, just a few years later, your house price has risen from 500 thousand yuan to 2 million yuan. That 200 thousand is really a drop in the bucket. Hehe, it's just that you enjoy the fruits of social development. If you don't buy a house yourself, you will eliminate yourself. Hehe, congratulations on getting rich!