This is automatically audited by the system, so I can borrow money. Small shop economy is one of the important sources of vitality for urban economic development and an important source of employment. For consumers, small shops have penetrated into daily life, providing many conveniences for food, clothing, housing and transportation. Although the small shop economy is called the capillary of a city's economic development, it is difficult for this group to enjoy the policy inclination of microfinance and become the "sandwich layer" of inclusive finance's services.

Therefore, the trickle of internet finance is indispensable for the micro-economy that goes deep into the capillary level of the national economy. It fills in more subtle details in the form of "micro-manipulation", that is, it accurately covers groups that are difficult to reach by traditional financial services and opens a window for them to obtain credit services. Among them, Xiaodian Gang, as an intelligent credit service platform for small shops all over the country, can provide positive help for shops with financial difficulties and boost the development of micro-economy.

According to reports, the small shop gang focuses on the capital demand of "short, small, urgent and frequent" in the operation of the small shop. In order to better provide accurate matching financial support for shopkeepers, since its launch, we have continuously enriched product sequences through multi-dimensional evaluation of industries, customer identities and operating conditions, combined with differentiated marketing strategies and risk control policies, and formed a multi-level product system, providing accurate empowerment for the development of small shops in various industries.