Of course I'm interested.
The loan interest rate is priced according to the foreign exchange loan interest rate (floating), which is more favorable than the RMB loan interest rate.
The loan term is generally one to six years, and the longest is not more than ten years (including ten years). The specific period is determined according to the borrower's schooling and the nature of the guarantee.
The lender can give the borrower a certain grace period (the grace period is limited to the borrower's study period at school), during which he only pays interest and does not repay the principal. The educated should make a repayment plan with the lender in the month after getting the diploma, that is, they must repay the principal and interest on a monthly basis. The longest grace period is 4 years.
I hope it helps you.
Feel free to consult if you have any questions.