1. Print the settlement certificate of the provident fund loan: log in to the portal of Xuchang Housing Provident Fund Center and click "Online Service Hall" to enter the online service hall. Select "individual user" and log in by ID number, mobile phone number or other means (deposit employees must click "I want to register" when logging in the online lobby for the first time, and can log in only after completing registration through the mobile phone number reserved by the center). Enter the main interface of online business hall for individual users and click "My Provident Fund" to view my provident fund deposit and loan information. Click "Loan Information Inquiry" to view personal loan information. If the loan has been settled, you can click "Export Loan Settlement Certificate" to save the loan certificate text locally, and then print out the loan settlement certificate stamped with the electronic seal of the center.
2. Print the certificate of deposit and use of housing provident fund for employees with loans from different places or the certificate of deposit and use of employees: log in to the main interface of online business hall of individual users, click "My Provident Fund" and select "Personal Basic Information" to view the deposit of individual provident fund.
The conditions for withdrawing the provident fund include:
1. Employees and their spouses cannot own houses in the city where the provident fund is deposited.
2. There is a demand for renting a house to pay rent.
3. You must continuously deposit the provident fund for 3 months.
5. Do not exceed the statutory retirement age.
6, housing provident fund account sealed for half a year.
7. The time to deposit the provident fund shall not be less than 6 months.
8. One of the spouses is fulfilling the deposit responsibility.
To sum up, whether to withdraw the provident fund depends on the actual situation and demand. If you need to buy a house or have other urgent needs, you can consider withdrawing the provident fund; If there is no urgent need to use the provident fund, you can choose to keep it in the provident fund account in case of emergency.
Legal basis:
Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund
Article 24
In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.