Generally, it cannot be brought out. As far as I know, rural loans are generally guaranteed small loans or mortgage loans. Your house under construction does not have property rights, because rural homesteads belong to collective land and have no property rights. Then you can't get a mortgage, so if you want to get a loan, you can find a few more guarantors and get a secured loan, which may be sufficient, and you also need to find some acquaintances! Hope this helps you