Explanation:

1. The repayment date of a loan usually depends on the loan contract or agreement. In the absence of specific provisions, borrowers are generally allowed to repay within the deadline of repayment date.

2. There are several reasons why 23:59 pm is the deadline for repayment:

A. Convenient for the borrower: 23:59 pm is the last moment of the day, and the borrower can complete the repayment before this to avoid missing the repayment deadline.

B. Provide flexibility: arrange the repayment deadline at 23:59 p.m. to give borrowers more time to handle repayment matters and adapt to the working hours and living habits of different borrowers.

C. System processing: As a large financial service platform, Meituan needs to process a large amount of repayment information. Setting the repayment deadline at 23:59 pm can ensure that the system can process all repayment data in time.

Summary:

The latest time for Meituan to repay the loan is 23:59 pm, which is convenient for the borrower to complete the repayment on time and provides flexibility and convenience for the system to process the repayment information. In practice, please ensure that the repayment is completed before the deadline to avoid overdue.