I will. Official explanation: "Gome Easy Card Platform has been connected to the Credit Information Center of the People's Bank of China, and the customer's bank credit report will be used as the basis for the platform to evaluate the customer's identity, so the platform will query the customer's bank credit report when approving the activation application." It can be seen that as long as Gome Easy Card is handled and the platform is authorized to inquire about credit information before confirming the loan, relevant records will be left on the credit information report. Judging from the feedback from netizens, Gome Easy Card is indeed checking credit information. Because online loan inquiry is a hard inquiry, more times have a certain impact on credit information. Therefore, it is recommended that small partners who have plans to buy a house in the near future should not apply for such products frequently. Warm reminder: credit loan users and small partners who spend too much money on credit reporting are easily rejected. This is basically the reason why Gome Easy Card can't borrow the quota.

1. Platform Advantages Gome Easy Card integrates the advantages of online and offline resources, deepens the development model of "scenario+finance+technology", accelerates the penetration of on-site industries, strengthens the breakthrough of external scenarios, promotes the extension of inclusive finance scenarios by innovative scientific and technological means, and provides customers with omni-channel and integrated products and services through a diversified family financial service system. Gome Easy Card has completed the business layout of 2,400 offline stores in more than 700 cities across the country, providing a full range of consumer staging services for more than 26 million users. Image risk prevention and control Gome Easy Card takes big data-driven operation marketing system "TMH" and risk control system "NCM" as the core, and all links are comprehensively monitored and refined directly, combining digital marketing of application scenarios and key issues of risk control. Big data drives new finance and creates real new finance.

2. Related events were exposed by CCTV on July 6, 2020, and were named by the 3 15 Party in 2020 because of the SDK plug-in. Official Reply On the evening of July 16, 2020, Gome Easy Card released a note about the report on the 3 15 party in the official Weibo: Gome Easy Card attached great importance to the SDK plug-ins for mobile phones such as Gome Easy Card reported by CCTV on the 3 15 party, and set up a special working group at the first time. A quick investigation has been made into this matter, and the results of the investigation have now been made public. The report mentioned. " At present, all cooperation with krypton has completely stopped. We also launched an urgent action to conduct a comprehensive compliance investigation on existing relevant partners, with the core task of protecting consumers' rights and interests and maintaining information security, and fully accepting the supervision of the public and mass media. Product introduction and installment consumption: the quality of new products is guaranteed, life does not need to wait, first consumption and then payment. Withdrawal of consumption: apply for the quota once and recover it within the validity period; According to the credit, a higher credit line of 200,000 can be obtained. Provident fund loan: you can apply for provident fund, and you can get 200 thousand if you are higher. CCTV exposure July 6, 2020/KLOC-0, CCTV 3. 15 party revealed that Gome Easy Card was suspected of stealing user privacy.