To apply for a student loan, the borrower and * * * must go to the student financial assistance management department of the Education Bureau of the county (city, district) where the form is registered. In addition, the borrower applying for student loans and the borrower themselves need to sign the Loan Contract for Student Credit Student Loans of China Development Bank. After the loan contract is signed, they can wait for the loan to be issued and paid.

Not everyone can apply for student loans, only for some students with excellent academic performance or students with poor family conditions. With this opportunity, many college students can pay their tuition fees to their own schools, and then wait until they have money before returning the money to the country. By borrowing money from banks, the phenomenon that college students can't afford tuition fees can be solved in time, which shows that the state attaches importance to and cultivates talents.

The application process of student loans mainly includes:

1. The borrower needs to complete the application form and seal it completely.

2. The borrower and * * * together with the borrower go to the Student Financial Assistance Management Section of the County (city, district) Education Bureau to issue materials, which will be checked by the staff.

3. The borrower and * * * signed the Student Loan Contract of China Development Bank with the borrower himself.

The loan contract has been signed.

5. Payment and payment.

For this kind of student loan, we can take the initiative to apply to the state or to the counselor and teacher of our school, but we need a guarantor. After you have a guarantor or a mortgaged house, the state will issue money to your bank card in time. I hope these students with student loans will study hard and don't live up to the expectations of the state, because the support given by the state is for you to study hard and become a student in the future.

Handling process of student loan

Student-origin credit loan is the most effective means for some students to study. Many students wasted their time when they started to apply for student loans, but they didn't know the process of student-origin credit student loans. Here, the editor arranges the process of student-origin credit student loan for those who want to apply, for the reference of those in need. Student financial aid ... want to know more about the application process of student loan, let's take a look with China Travel Service. com .

Student-origin credit loan is the most effective means for some students to study. Many students wasted their time when they started to apply for student loans, but they didn't know the process of student-origin credit student loans. Here, the editor arranges the process of student-origin credit student loan for those who want to apply, for the reference of those in need.

Application process of student-origin student loan:

1. Loan application

The borrower shall apply for a loan from the Student Financial Assistance Management Center of the Education Bureau of the county (city, district) where his domicile is located, fill in the loan application form and provide the following materials:

(1) original and photocopy of the borrower and the borrower's household registration book; (2) The original and photocopy of the borrower and the borrower's identity card (or valid identity certificate);

(3) proof of student status. Attach the new student admission notice and its copy; College students should show their student ID card and the certificate of student-origin credit loan issued by the borrower's university.

2. Contract signing

(1) The local funding center will review the application materials.

(2) The local aid center guides the borrowing students to open personal accounts in the handling bank.

(3) Signing a loan contract for student credit loan.

(4) The local student aid center shall issue a receipt for the loan contract of the student-origin credit student loan.

3. Contract receipt

① Borrowing students bring contract receipts to school.

② The school shall go through the formalities according to the receipt requirements of the contract.

③ The student sends the receipt of the contract to the county-level financial aid center where the student is located.

(4) The local financial aid center shall prepare a summary table and submit it to the provincial student financial aid management center.

⑤ The provincial funding management center submits it to the handling bank for approval.

Step 4 lend money

① The handling bank will transfer the loan funds into the personal account of the borrowing student.

② The loan funds are transferred from the personal account to the tuition account of the borrower's school.

5. Contract change

After the signing of the loan contract, if the borrower needs to change his personal account name or account number, or the borrower can't repay according to the repayment plan agreed in the loan contract due to reasons such as continuing his studies or dropping out of school, the borrower himself may apply for changing the contract with the approval of the county-level funding center. In principle, the adjustment of the repayment plan can only be carried out within the loan period agreed in the contract and cannot be extended.

What is the application process of China Bank's national student loan?

China Bank's national student loan application process:

1. Students submit loan applications to the financial aid management institutions of colleges and universities; The application for national student loan can be submitted through online channels such as personal online banking and personal mobile banking of Bank of China, and paper applications can also be submitted to universities offline.

2, institutions of higher learning to apply for national student loans submitted by students to apply for qualification examination, and be responsible for the authenticity of the students' eligibility for loans. Colleges and universities should complete the examination within 20 working days after receiving the application for student loans, form a list of students who intend to agree to apply for loans, and complete the preliminary examination.

3, after the completion of the preliminary examination, colleges and universities should, within 5 working days, confirm the qualified loan application form with the official seal, notify the students who apply for loans of the preliminary examination results, and summarize the Information Form of Students' Application for National Student Loan according to the requirements of the handling bank of China Bank, and send the electronic documents and written documents together with the application materials to the handling bank of China Bank.

4. The handling bank of China Bank shall complete the audit within 10 working days in accordance with the regulations after receiving the "Student Audit Information Form for National Student Loan" and application materials submitted by colleges and universities. If there are errors or omissions in the materials submitted by institutions of higher learning, the handling bank may ask the institutions of higher learning to correct or supplement them, and the handling bank shall conduct a review. The review of the handling bank of China Bank shall be completed within 5 working days after the institutions of higher learning submit the corrected or supplementary materials.

5. With the online channel of national student loans, colleges and universities can conduct online preliminary examination in the system and submit it to the handling bank, China Bank, without the need for a paper Application Form for National Student Loans and an Information Form for Examining Students Applying for National Student Loans.

6. The handling bank of China Bank shall send the loan contract (format) and the IOU text to institutions of higher learning within 5 working days after the completion of all the examination and approval work.

7. Institutions of higher learning organize students to fill in and sign loan contracts and IOUs within 5 working days after receiving the roster of loan students, the text of loan contract (format) and the text of IOUs recognized by the handling bank.

8. Institutions of higher learning submit loan contracts and IOUs signed by students to China Bank, the handling bank. The handling bank of China Bank shall, within 10 working days, complete the review of the loan contract submitted by colleges and universities and the iou signed by the borrowing students, and sign the loan contract. After the signing of the loan contract, the handling bank in China will deliver the loan contract kept by the university institution and the borrowing student to the university institution within 2 working days, and the university institution will hand over one of them to the borrowing student within 2 working days. Colleges and universities should require the borrowing students to sign the receipt of the loan contract, which will be stamped by the school and sent back to the handling bank.

Colleges and universities can inform their parents or other legal guardians of the loan information of the borrowing students in time by means of e-mail, SMS, telephone, WeChat and registered letter.

The above contents are for your reference. Please refer to the actual business regulations.

If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.

How to apply for a student loan? What is the specific process?

How is the national student loan applied? What are the application processes? I have compiled the relevant contents as follows. Come and have a look!

How to apply for a student loan

The national student loan shall be applied according to the following procedures:

1. Apply for a national student loan from the school.

2. Receive the application for national student loan issued by the school.

3. Fill in the application form and submit the application letter together with the required information to the school.

4. The school will examine the qualifications of the applicants.

5 submitted to the handling bank after the audit.

6. After the approval of the handling bank, the bank signs a loan contract with the students.

7. Handle the bank loan and complete the application.

What will happen to students who default on loans?

1. If the borrower of the national student loan fails to repay the loan within the time limit and amount stipulated in the repayment agreement signed with the handling bank, the handling bank will charge a penalty interest on the amount of default repayment.

2. The handling bank will input the personal basic information and repayment of the graduated students into the basic database of personal credit information of the People's Bank of China for all financial institutions in China to inquire according to law. If the graduates of the national student loan break the contract seriously, it will affect them to apply for other personal consumption credit from financial institutions.

3. After entering the repayment period according to the repayment agreement, the relevant administrative departments and banks will publish their names, citizenship numbers, graduation schools, specific breach of contract and other information through news media, internet and other information channels.

4. The defaulter shall bear relevant legal responsibilities.

What is the process for students to apply for national student loans?

Before applying for the national student loan, students should first understand the loan conditions and prepare the loan materials, then submit the loan application and issue the loan after approval.

The first step of the national student loan process: understand the loan time.

After the school starts in September, college students can start to apply for national student loans. If you miss the application time, you can only wait until next year.

The second step of the national student loan process: understanding the loan target.

National student loans are mainly for junior college students (including higher vocational students), master students and second bachelor degree students with financial difficulties. It should be noted that doctoral students are not allowed to apply for national student loans.

The third step of the national student loan process: understand the loan conditions.

1, China nationality and resident identity card.

2. Have full capacity for civil conduct. If you apply for a minor student, you need the written consent of the legal guardian.

3, honest and trustworthy, law-abiding, no illegal behavior.

4. Students who study hard and can complete their studies normally.

5. The family has financial difficulties, and the family income is not enough to support the completion of their studies.

6. The loan students did not get loans from other students.

The fourth step of the national student loan process: understand the purpose of the loan.

National student loans are generally used for tuition and accommodation, and if there is any balance, they can be used to loan students' living expenses.

The fifth step of the national student loan process: prepare loan information.

1, student ID card, original and photocopy of ID card.

2, the civil affairs department about the family economic difficulties, need to build official seal.

3 other materials required by the national student loan.

The sixth step of the national student loan process: the online service system for registered students.

Baidu National Development Bank Student Loan Information Network successfully registered personal information.

Step 7 of the national student loan process: download the loan application form.

Log in to the student online service system, enter the "loan application" module, click "Export loan application form" and fill in the loan application form. The qualification examination unit of the application form can be qualified by the unit where the graduation high school is located, the village (neighborhood) Committee and the township (street) civil affairs department and stamped with the official seal.

Step 8 of the national student loan process: confirm the loan amount.

The maximum loan amount per student per year is not more than 6000 yuan, and the minimum loan amount is not less than 1000 yuan. However, the specific loan amount is determined by the branches of the Development Bank and the provincial capital center.

The ninth step of the national student loan process: sign a loan contract and wait for review.

The student financial aid department of the school is responsible for the qualification examination of the national student loan application submitted by the students, and the official seal of the university is affixed after the examination, and the bank is responsible for the final examination and approval of the student loan application.

The tenth step of the national student loan process: successfully issuing loans.

After the loan application is approved, the loan funds will be distributed to the borrower's Alipay account.

What is the process of applying for a student loan?

The process of applying for a student loan is as follows:

1, students hold the student loan application form to the township government, street offices and other departments to sign and seal.

2. Students hold the "Student Loan Application Form" and the original valid poverty certificate and other certificates that meet the requirements of the loan conditions to the financial aid center of the Student Financial Assistance Management Department to confirm and sign the contract. (The loan eligibility will be reviewed by the district funding center)

3. Students take the loan contract and loan certificate to the school for receipt. And return the receipt (in duplicate) to the local funding center.