The lender will be notified of the loan issuance result via text message.

During the loan review process, banks will generally call the lender to verify some information. If all projects meet the loan requirements, the lender will be notified by text message of the loan date and loan amount before the loan is issued.

Mortgage loan

1. Loan interest rate: 30% lower than the base interest rate

2. Loan term: up to 30 years

3. Loan amount: up to 70%

4. Bank loan approval time: 3 working days

5. Charging standard: 450 yuan for transaction amount less than 1 million (Including mortgage registration fee, appraisal fee, notarization fee, not including express fee)

Mortgage loan

1. Loan interest rate: Central Bank’s benchmark interest rate 5.94%

2. Loan term: Customers can freely choose, and the loan can be up to 20 years.

3. Loan amount:

The maximum loan amount is for personal housing with low mortgage. Not exceeding 70% (no limit) of the value of the collateral recognized by the bank: a handling fee of 2% of the loan amount (less than 100,000 will be calculated as 100,000, with an allocation of 2,500.