Legal analysis: Yes, but it must be approved by the bank, and at the same time go through the appraisal process (you are responsible for the relevant expenses). You can apply for mortgage change registration under the following circumstances: (1) the contract elements of the principal creditor's rights contract and mortgage contract have changed, including: 1, the name of the mortgagor, the name of the debtor, the identity certificate number of the obligee and other basic information; 2. Change the collateral (including some changes); 3. The change of the street and house number where the collateral is located; 4. Changes in the contract elements of creditor's rights such as the type, amount, interest rate, term and use of the secured creditor's rights; 5. The debtor who secured the principal creditor's rights transfers the debt, which causes the debtor to change; 6. Changes in the scope of guarantee. (2) When the same real estate has multiple mortgages, the order of mortgages changes; (three) the project under construction has been completed and the housing ownership registration has been handled, and the mortgage of the project under construction has been changed to real estate mortgage registration; (four) the maximum amount of creditor's rights and the time limit for determining creditor's rights in the maximum mortgage contract have changed; (5) Converting the creditor's rights existing before the establishment of the maximum mortgage into the creditor's rights secured by the maximum mortgage.
Legal basis: Article 25 of the General Principles of Loans: If the borrower needs a loan, he should apply directly to the host bank or the agent bank of other banks. ? The borrower shall fill in the loan application, including the loan amount, loan purpose, repayment ability and repayment method, and provide the following information: 1. Basic information of the borrower and guarantor; ? Two, the financial department or accounting (audit) firm approved the last year's financial report, as well as the previous financial report to apply for loans; ? Three, the original unreasonable occupation of loans to correct the situation; ? 4. List of collateral and pledge, as well as the certificate that the person who has the right to dispose of the collateral and pledge agrees to guarantee, and the relevant documents that the guarantor agrees to guarantee intention; ? V. Project proposal and feasibility report; ? Other relevant information deemed necessary by the lender.