It is necessary to fill in the Application Form for Automobile Consumption Loan and the Credit Status Questionnaire, together with the relevant certificates of personal situation, vehicle price (fare) and vehicle information parameters on the certificates (provided by the seller).

Zero down payment interest-free loan to buy a car process:

1. 1. Select the loan car purchase mode.

Mode 1: the customer directly applies for a loan to buy a car at a bank outlet. After the guarantee procedures are implemented, customers can choose dealers to buy cars they are satisfied with.

Buy a car with zero down payment and no interest.

Mode 2: select the car to be purchased at the bank's special dealer, sign a car purchase contract or agreement with the dealer, and then apply for a loan through the dealer. Choosing a loan to buy a car carefully is the most important step in the process of buying a car with a loan.

2.2. Application: After you are optimistic about the vehicle to be purchased, fill in the Application Form for Automobile Consumption Loan and the Credit Status Questionnaire, and submit them to the loan bank together with relevant certificates of personal situation, vehicle price (fare) and vehicle information parameters on the certificate (provided by the seller).

3.3. The bank conducts pre-loan investigation and approval: after accepting the loan application, the bank investigates the credit status of the borrower and guarantor. For those who meet the loan conditions, the bank will promptly notify the borrower to fill in various forms.

4.4. Contract signing: notify the borrower to sign loan contract, guarantee contract and mortgage contract, and go through mortgage registration and insurance procedures.

5.5. Lending: The bank issues loans and directly transfers them to the account of the car dealer.

If the borrower really needs to buy a car, the current car down payment is not enough, and zero down payment is still an option. After choosing a zero down payment loan to buy a car, the borrower should plan his own repayment plan to avoid leaving a bad record in the future because of the heavy repayment pressure.

Second, the 4s shop zero down payment car purchase process?

Buying a car in a 4S shop with zero down payment generally means buying a car by means of a loan, and the down payment is 0 yuan. Here are some possible car buying processes:

1. Choose a car model: choose the car model you are interested in in in the 4S shop.

2. Consult the loan information: consult the sales staff or financial service personnel of the 4S shop to learn about the loan information, such as the monthly repayment amount and interest rate.

3. Submit the loan application: Fill in and submit the loan application according to the loan plan provided by the 4S store.

4. Review the loan application: Banks or financial institutions will review the loan application and decide whether to approve the loan.

5. Sign a contract: After the loan application is approved, sign a car purchase contract and a loan contract and pay the insurance fee.

6. Handling vehicle transfer procedures: After paying the car payment, handling vehicle transfer procedures, obtaining vehicle ownership, handling insurance and annual inspection and other related procedures.

7. Start repayment: from the date of loan issuance, start repayment as agreed.

It should be noted that although zero down payment seems to be beneficial to cash flow, it will actually increase the cost of car purchase such as interest and handling fees. In addition, the repayment period should also be considered according to its own economic situation to avoid repayment difficulties.

3. What are the procedures for buying a car with zero down payment?

Zero down payment interest-free loan to buy a car:

1. Choose a car model and apply for a loan: you can fill in the application form for car consumption loan, credit information questionnaire and personal income proof materials at the bank;

2. Examination and approval by bank or finance company: the bank or finance company examines the applicant, and if it meets the requirements, it will contact the applicant according to the contact information provided by the applicant;

3. Signing: The applicant signs a loan contract, a guarantee contract and a mortgage contract with a bank or an auto financing company, and goes through mortgage registration, insurance and other procedures;

4. Loans: auto financing companies and freight banks issue loans;

5. Pick up the car: Bring the required documents to pick up the car.

Conditions for buying a car with zero down payment and interest-free loan:

1. A natural person with full capacity for civil conduct;

2. Have a residence status in the permanent residence and a fixed detailed address;

3. Have a legitimate occupation and a stable and reliable source of income, and have the ability to repay the principal and interest of the loan on schedule;

4. Holding the agreement or contract signed with the dealer designated by the lender for the purchase of designated brand cars;

5. To provide property mortgage, pledge or third-party guarantee recognized by the lender, the guarantor shall be an individual or unit recognized by the lender with compensatory ability and joint liability;

6. If the buyers are husband and wife or family members, they must apply together on site. If one party cannot be present for some reason, it shall fill in the power of attorney and sign and seal it;

7. There is no less than the down payment at the bank designated by the lender;

8. Implement other loan conditions stipulated by the loan bank.

4. What are the procedures for buying a car with zero down payment?

It is necessary to fill in the Application Form for Automobile Consumption Loan and the Credit Status Questionnaire, together with the relevant certificates of personal situation, vehicle price (fare) and vehicle information parameters on the certificates (provided by the seller).

Zero down payment interest-free loan to buy a car process:

1. Select the loan car purchase mode.

Mode 1: the customer directly applies for a loan to buy a car at a bank outlet. After the guarantee procedures are implemented, customers can choose dealers to buy cars they are satisfied with.

Buy a car with zero down payment and no interest.

Mode 2: Select the car to be purchased at the bank's special dealer, sign a car purchase contract or agreement with the dealer, and then choose the loan car purchase mode again, which is the most important step in the loan car purchase process.

2. Application: After you are optimistic about the vehicle to be purchased, fill in the Application Form for Automobile Consumption Loan, the Credit Status Questionnaire and the Vehicle Information Parameters on the certificate (provided by the seller).

3. The bank conducts pre-loan investigation and approval: the bank investigates the credit status of borrowers and guarantors, and fills in various forms for those who meet the loan conditions.

4. Contract signing: contract, guarantee contract, mortgage contract, mortgage registration and insurance procedures.

5. Lending: Banks issue loans, which are directly transferred from banks to auto companies.

If the borrower really needs to buy a car, and the down payment of the car has not been raised enough at present, then the borrower should make a good plan after choosing a zero down payment loan to buy a car, so as to avoid leaving a bad record in the future.

Buying a car with zero down payment is a brand-new way of buying a car, that is, banks, auto financing companies and other institutions have the characteristics of high loan amount and no down payment for specific models.