1, CITIC Express

In essence, it is a loan issued in the form of a credit card, but the credit information shows that it is a credit card with a relatively low debt ratio, and the credit card amount is above 1 10,000 yuan. There is no bad card use behavior, and it is possible to borrow money if the credit information is too expensive. Don't worry about occupying the original credit card limit.

2. Sweet orange borrows money

Sweet Orange Loan is one of the loan products of China Telecom Wing Payment Loan Platform. It is operated by Tianyi Electronic Commerce Co., Ltd., with a loan amount of 50,000-200,000, and the loan can be used for 3- 12 months. Sweet orange borrows on a daily basis, with a minimum daily interest rate of 0.02% and a maximum interest rate of 0.05%. The better the applicant's comprehensive qualifications, the lower the daily interest he can get.

3. Recruit good loans

Zhaolian Good Term Loan is a personal consumption credit service of Zhaolian Consumer Finance. It is a licensed formal financial institution and can issue personal consumption loans. The loan amount of Zhilian Premium Term is 654.38 yuan+0,000-200,000 yuan. The line is valid for 3 years and can be recycled within 3 years.

Step 4 raise money and spend it

Raising money is an early mobile phone loan platform under the Central Plains Consumer Finance. I have been operating online, and I don't need to go to the store to sign. It's called 7*24 hours service. You can apply at any time, and you can make a payment immediately after approval. The maximum loan amount that can be applied is 6,543,800 yuan+0.5 million yuan, and the minimum loan amount is 500 yuan.

Extended data

First, the comprehensive evaluation failed, generally caused by these three situations:

1, personal credit status is not good.

For example, when the loan applicant used the loan in the past, there was overdue repayment, or the credit card was overdue, the overdue debt was not settled, or there were many overdue times, the willingness to repay was not strong, and the credit score was reduced.

2. Insufficient repayment ability

Many applicants have their own loans. If the debt ratio is relatively high, the possibility of repayment on time will be reduced and the repayment ability will be insufficient.

3. The loan information is invalid or expired.

When many people apply for a loan, the information they may fill in is invalid. For example, the lending institution requires the applicant to authenticate the mobile phone number in real name for more than half a year, but the application number filled in has not been authenticated in real name, or the ID card has expired. For example, if the first-generation ID card is used, it cannot be used normally.