You and I can negotiate repayment, which requires communication between the borrower and the platform. Under normal circumstances, borrowers are more inclined to negotiate deferred repayment. If the loan interest is to be negotiated, the platform is likely to disagree, depending on the final approval result of the platform. The platform may not agree to the borrower's application for negotiation, so it is necessary to be prepared to repay the loan in full and on time. Once you and I borrow money in the loan overdue, it will cause serious damage to personal credit information, and will continue to be charged a lot of late fees by the platform, which will increase certain debt pressure. The above is about whether you and I can negotiate repayment.

How long will it take you and me to get the loan?

Generally, your loans and borrowings will arrive within 1 to 3 working days. Your loan belongs to the loan intermediary platform. The lender can obtain the credit line after filling in the materials on the platform and uploading them, and submit the loan application within the credit line. After the loan application is approved by the platform, you still need to wait for the matching employer. At this time, the lender only needs to wait patiently for the contact of the staff, which will generally be completed in about 1 working day. The loan will be released after the successful matching by the employer, and it will be received in about 1- 3 working days. It should be noted that neither you nor I can handle loan applications on Sundays and holidays. If users apply for a loan on Sunday, they won't be approved until Monday. You and I can only approve one loan at the same time. Only after paying off this loan can we apply for other loans. The loan term between you and me is mainly related to the funder. If the employer matches quickly, the duration of the loan will be fast, and if the employer matches slowly, the duration of the loan will increase.

Your loan shows whether the loan is successful or not.

Generally speaking, showing the loan indicates that the user's loan application is approved, just waiting for the platform loan to the user's personal bank card account. Generally speaking, the arrival time will not exceed 3 working days. However, if the user's personal credit information is bad, the system will fail, which will also lead to the display of loans. Therefore, if the loan period is too long, users should contact the following official customer service department for details. This article is mainly about the knowledge of whether you and I can negotiate repayment, and the content is for reference only.