(1) For commercial loans in 2009, the benchmark interest rate for loans over five years is 5.94%, and the monthly interest rate is 5.94%/12 = 0.495%; If the first suite enjoys a 30% discount, the interest rate is 4. 158% and the monthly interest rate is 4.158%/12 = 0.3465%.

Monthly repayment amount13000010 (120 months):

If calculated at the benchmark interest rate:

[ 130000 * 0.495% * ( 1+0.495%) 120]/[( 1+0.495%) 1- 1] =

If calculated at the preferential interest rate:

[ 130000 * 0.3465% * ( 1+0.3465%) 120]/[( 1+0.3465%) 120- 1

Description: 120 is the power of 120.

(2) Provident fund loans, the current interest rate of provident fund loans for more than five years is 3.87%, and the monthly interest rate is 3.87%/ 12=0.3225%.

130,000 yuan, 10 year (120 months), with monthly repayment:

[ 130000 * 0.3225% * ( 1+0.3225%) 120]/[( 1+0.3225%) 120- 1

Supplement: Yes.