If there are loans online, it will affect the approval of house loans to a certain extent, because many online loans will now inquire about credit information and leave a record of credit information. If there are many online loan records when applying for mortgage loan, and some of them are few, whether or not the repayment is overdue, it belongs to the borrower's economic problem to a certain extent. Even if the repayment is made on time, it will increase the borrower's debt limit, so it is best not to appear online.

Before applying for housing mortgage loan, you need to have a stable job and economic income, and you also need the applicant to be a natural person who is 18 years old and can bear civil liability, and apply to the bank with my personal identity certificate and purchase contract.

Under normal circumstances, the mortgage approval time is 7 to 15 working days. Some banks may extend the time, but the longest time will not exceed one month. If the time is too long, it may be that there is something wrong with the information they submitted. You'd better go to the bank to find out.