There is no mandatory requirement for opening online banking for loans. For convenience, it is recommended to open online banking. The steps for opening online banking in a bank are as follows:
1. Bring my ID card and bank card to the bank outlet to fill out the form;
2. Open online banking and e-commerce functions at the bank counter, and handle online banking U shield or SMS verification;
3. When logging in to online banking for the first time, you need to download the online banking login security control. After logging in, you need to change the online banking user name and login password, and set a "reserved verification information";
4. Note: Remember the login password of online banking, and avoid logging in personal online banking in Internet cafes and other places.
Can I apply for a loan by using personal online banking of BOC?
You can apply for micro-enterprise loans, first-hand housing loans, second-hand housing loans, business student loans, foreign exchange study loans, automobile loans, personal business loans and military/armed police housing provident fund loans online through personal online banking of China Bank. Different regions support different types of loans. Please select the details from the drop-down menu. Online banking can be viewed in Loan Management-New Business Application-More Loan Applications.
Online loan application has two functions: loan application and application progress inquiry. You can submit your loan intention to Bank of China through this function. After successful submission, the relevant staff of Bank of China will get in touch with you.
The above contents are for your reference. Please refer to the actual business regulations.
Can China Agricultural Bank lend money through personal online banking?
Agricultural Bank of China's personal online banking can apply for loans or apply for online loans from Agricultural Bank of China. Netjet loan refers to a small consumer loan issued by Agricultural Bank of China in cash to individual customers who meet certain conditions. Customers can apply for it by themselves, receive the bill quickly, automatically approve it, and help themselves with their credit.
At present, you can apply for online loans through online banking channels and bank management channels:
1. Online Banking Channel: Log in to Fashion Personal Online Banking and click "Loan-Online Loan" to apply.
2. Bank cash withdrawal channel: After the customer logs in to the Agricultural Bank of China to withdraw cash, he can select "Netjet Loan" under the "All Services" option on the homepage interface to apply.
Agricultural Bank of China's personal online banking can apply for loans, such as good loans for life, good loans for consumption, good loans for entrepreneurship and special loans.
Extended data
Bank unsecured credit loans need three conditions:
1, 18 years old, with full capacity for civil conduct, permanent residence of urban residents or legal and valid identity certificate, and lenders of bank loans are generally between 18-60 years old.
2. Have a stable legal income and the ability to repay interest.
3. Other conditions required by the lending bank.
The procedure for handling unsecured credit loans is usually divided into three steps:
1. The customer submits basic information, including work unit and contact telephone number.
2. The lending bank or company should check the customer's credit information, including whether the customer's credit rating has illegal records. For self-employed and small and medium-sized enterprises, it is also necessary to investigate their operating conditions.
3. The staff of the loan unit signed a contract with the customer and realized the loan in the shortest time.