1, Alipay

Alipay is an app that everyone is familiar with. Its flower garden, loan, online business loan and reserve fund can provide loan services for everyone, with the amount ranging from 5 million to 300,000. According to everyone's sesame credit score, you can get different quotas, and the loan is relatively safe and reliable.

Step 2 have money to spend

Easy Loan with Money is a formal loan app recommended by Bian Xiao, and it is also one of the most reliable loan platforms in 202 1. The loan amount is as high as 0.2 million/200 thousand, and people with good credit generally lend 30 thousand to 50 thousand. The term is 12 months and 24 months, and the interest is calculated daily. The minimum annualized interest rate is only 72%.

3. Stage music

The old platform is also trustworthy and a relatively reliable loan app. At present, the maximum loan amount is 50 thousand yuan, which can be divided into 36 months at the longest. For users with good credit or friends of pure white households, it is very easy to pass, and the same day will be fine.

4360 IOUs

The big platform is relatively reliable. 360 loan is a pure credit loan app under 360. Users above 18 can borrow, with a maximum amount of 200,000 yuan and a loan term of 12 months. Interest is calculated on a daily basis, and new users have the opportunity to participate in interest-free activities.

Step 5 have money to spend

Baidu's credit loans are not very demanding to borrowers. You can register an account with your mobile phone, provide a valid ID card and bank card to complete the authentication after improving your personal information, and you can get a loan after obtaining the quota. The system automatically approves loans, which can be quickly received.

6. Gome Easy Card

The loan age requirement of Gome Easy Card is strict, and it needs 18-45 years old. After you borrow it, you can return it with it, and the review is fast.

7. lend it to you

Lend you an online platform with a loan amount of 500,000-200,000. You need to provide your second-generation ID card, your savings card and sesame credit sub-authorization.

8. New loans

Xinyi Loan is a credit product of Ping An Bank. At present, the maximum amount that can be applied for is 500,000 yuan, and the longest installment time that can be selected is 60 periods, that is, 5 years.

9. White collar loans

The maximum loan amount for white-collar loans is 300,000 yuan, and the borrower must provide his/her valid ID card, work certificate, income certificate, marriage certificate and other materials.

10, please

Borrowing is a cash loan product of Alipay, which supports cash lending. The maximum loan amount is 300,000, and the loan interest is calculated on a daily basis. The daily interest rate ranges from 0.0/kloc-0.5% to 0.06%. At present, borrowing does not support users to apply for opening.

What software borrows money without credit?

An important prerequisite for a lending financial institution to lend a loan to a lender is to examine the lender's personal credit report, which is also one of the decisive factors of the loan. So, what loan apps do not need credit information? I believe you will be interested in it. Today, the small series of the Legal Express will give you an in-depth understanding of this situation. Below, please see the detailed introduction.

1. What loan apps don't need credit information?

1. WeChat flashes silver. Wechat Flash Silver is also a loan app that doesn't look at credit information. Mainly for students two years before graduation and professionals five years after graduation. It has small amount, low rate and short term. Generally, credit can be granted in three minutes after application, and the loan speed is very fast.

2. borrow money. Although the borrower can define the loan amount by himself, Lending Bao will set a maximum loan amount as a limit. Maximum loanable amount = (number of friends x2000)- net loan, which can not exceed 654.38+00,000. Although the quota will make everyone hard to prevent, it is also a loan app that does not look at credit information.

I accept the loan. My loan is the fastest micro-mobile loan product for college students and white-collar workers in China. Providing a line of1.500-20,000 is also a leader in loan apps that do not look at credit information.

4.QQ cash loan. Small cash loan business with loan amount 1-3000 RMB and loan term 1-30 days. It mainly serves the group of mobile QQ borrowers, and has the characteristics of convenient and flexible loan repayment method, real-time approval and quick receipt.

5. Get a loan. Borrowing money is a loan app that has no job and does not look at credit information. Lenders only need to provide their ID cards, so they can lend money quickly and do not approve work every second.

What are the loan platforms of banks? Look at the four major bank apps.

With the strengthening of national supervision over the credit market, many informal small loan platforms have disappeared. For borrowers who need money badly but don't know which loan product to choose, banks are always the first choice. What are the loan platforms of banks? Look at the apps of the four major banks!

What are the loan platforms of banks?

1, Agricultural Bank of China Network Dai Jie

Online lending is a low-interest credit loan issued by Agricultural Bank of China to high-quality customers. Online self-service application is available, and the system automatically approves loans, with a maximum loan amount of 200,000. Customers with installment time exceeding 12 can enjoy the lowest loan interest rate. However, the regulations in each region are slightly different, and borrowers need to carefully check the loan treaty before applying.

2. Postal savings white-collar loans

"White-collar loan" refers to a loan product without any mortgage issued by the Postal Savings Bank to eligible borrowers under the condition of maximum revolving credit. The maximum loan amount for white-collar loans is 300,000 yuan, and the borrower must provide his/her valid ID card, work certificate, income certificate, marriage certificate and other materials.

3. CCB Express Loan

CCB Express Loan is a pure credit loan. Borrowers can directly find "I want a loan" on the mobile banking APP and then apply for a loan. The maximum loan amount that CCB can provide to users is 200,000 yuan, and the longest repayment period is 5 years. From the feedback of actual users, it is difficult to apply for 200,000 yuan, but it is relatively simple to apply for a loan of 20,000 yuan.

4. BOC Easy Loan

The maximum loan amount of BOC e-loan can reach about 300,000 yuan. However, the loan amount of each applicant is subject to the comprehensive evaluation results of the bank. Bank of China will comprehensively evaluate the applicant's credit, income, work, fixed property, etc., and obtain the credit line after passing the evaluation. In addition, the validity period of Bank of China's e-credit line is 12 months.

The above is the sharing of "what are the loan platforms of banks", and I hope it will help everyone!

Don't trust this application.

There are many loans that do not require credit reports, as follows:

1. Loans that don't require credit investigation include pat loan, credit wallet, kiss loan, Dafeiyun loan, me loan, mobile phone loan, you-me loan, finger loan, Cao Cao loan, malt loan, flash silver loan, magic lamp loan, Beijing Jiufu loan, magic cash, flowers for you _ silk loan, you-me financial loan and credit. Quick Loan, Didi Good Loan, Butyl Loan, Wanda Loan, American Loan, Lebao Loan, Want to borrow money, Quick Loan, Quick Loan Bear, Sweet Orange Small Loan, Blue Collar Loan, Mavericks Loan, Cash Bus, Pratt & Whitney Quick Loan, Atomic Loan, Meme Loan, Renren Loan, Xinshan Loan Hi Seconds Wallet, Lightning Loan, Reading Seconds Loan, Xiaohua Wallet, Xiaomi Finance and Fun Loan. The following is a detailed introduction of some loans.

(1) I came to borrow money. This is a mobile loan application designed for young people. There is no need to check the credit. It is the fastest-growing micro-mobile loan product for college students and white-collar workers in China.

(2) Easy to borrow money is an interesting start. You can pay without checking the credit. The loan amount is less than 3000 yuan, and the service life is fixed at 7 days. But you must have a real-name mobile phone number and Alipay. I don't think much about credit investigation.

(3) For cloth wallets, if you don't look at credit loans, I suggest you try cloth wallets. As long as more than 500 sesame seeds can be provided, the pass rate will be greatly improved.

(4) Internet financial service platform provides users with short-term services. Generally speaking, I don't read credit surveys.

Harm of loan

1. If it is a penalty interest, 50% interest will be charged.

2. You can't enjoy preferential loans or even apply for loans.

3. Have bad credit records, which will affect the handling of loans and credit cards in the future.

4. Narrowing the blacklist even affects children. For example, children can't go to key schools

The bank wrote a lawyer's letter to sue: if it is not returned for more than 3 months, it will be very serious! The loan bank will urge the loan to be received in accordance with the law and bring a lawsuit to the court according to the loan contract and guarantee contract. Measures such as property preservation will be taken, including freezing deposits in all bank accounts of lenders and loan guarantors, and sealing up collateral and pledge.

Which loan is good for mobile phone loan? These five online lending softwares can apply for a maximum amount of 200,000.

Many borrowers will not give priority to bank loans when choosing a loan platform. Because the process of bank loans is relatively complicated and there are many procedures, the lending speed is not as fast as that of online lending platforms. Many borrowers have consulted, which loan is better for mobile phone loans? These five online loan softwares can apply for a quota of 200,000!

Which loan is good for mobile phone loan?

1, An Xinhua

An Xinhua is a small loan product under Ping An Bank. When filling in the information, the borrower needs to provide the mobile phone number that has been authenticated by real name and has been used for more than 6 months. An Xinhua has the highest minimum daily interest rate, and the loan amount that can be applied is 50,000 yuan.

2. Comfortable flowers

An Yihua has a cooperative relationship with Alipay. Can provide users with a credit line of up to 200,000 yuan. Borrowers can search for "comfort flowers" in Alipay, where they can withdraw cash, spend money and borrow by installments. The borrower's Alipay account gets 600 points.

3.e-second loan

Users who want to apply for e-second loan can operate directly on the mobile app of Guangfa Bank. The maximum loan they can apply for is 300,000 yuan, which can be recycled. At present, the minimum annual interest rate of e-second loan is 6%, and the loan installment time can be 12-36. The repayment method supports interest priority and equal principal and interest.

4. Express e-loan

Fast e-loan is a kind of micro-credit loan aimed at high-quality individual customers, which can be transferred in real time and granted credit actively. The maximum loan amount that can be applied for fast e-loan is 50 thousand yuan. According to the news, the annual interest rate of fast e-loan is at.

5. White collar loans

"White-collar loan" refers to a loan product without any mortgage issued by the Postal Savings Bank to eligible borrowers under the condition of maximum revolving credit. At present, the maximum loan amount of white-collar loans is 300,000 yuan, and the borrower needs to provide his valid ID card, work certificate, income certificate, marriage certificate and other materials.

The above is the related content sharing of "which loan is good for mobile phone loan", hoping to help everyone!

Is it easy to get a white-collar loan _ How about a white-collar loan?

Is it easy to get white-collar loans?

White-collar loan is a mobile phone loan APP launched by McKinley. White-collar loans mainly provide loan services for white-collar workers. Users with loan needs can download the mobile APP and apply for a loan through mobile phone operation. White-collar loans use big data analysis to approve the information submitted by users and the applicant's personal credit. In order to apply for loans in white-collar loans, users need to meet the loan conditions:

1. The loan applicant must be a legal citizen of China who is 2 1-55 years old and holds a valid second-generation ID card;

2. The applicant has a stable job and income, and has been working in the current work unit for at least half a year with a monthly income of not less than 3,000 yuan;

3. The applicant has a fixed residence and can provide proof of water and electricity charges.

4. The applicant is a non-white household, has handled loan business or credit card business in the bank, and repays on time.

5. The applicant has good credit and no bad credit record in the personal credit information system.

Only users who meet the above conditions are eligible to apply for white-collar loans.

How about a white-collar loan?

White-collar loan is a mobile phone loan software for white-collar workers. The platform provides users with unsecured and unsecured credit loan products. Users can get a maximum loan amount of 200,000 yuan in white-collar loans. The specific loan amount is determined according to the applicant's personal qualifications. At present, there are two kinds of white-collar loan products: fresh loans and social security loans. The fresh loan amount can reach 60 thousand yuan, and the social security loan amount can reach 200 thousand yuan. If the borrower wants to get a high loan, it is recommended to fill it out in detail when filling out the loan application. If he can provide financial certificates such as real estate and automobile production, it will be helpful to increase the loan amount. According to the official introduction, the minimum monthly interest rate of white-collar loans is 0.99%, that is, the loan 10000 yuan, and the minimum monthly interest rate is 99 yuan. The specific interest rate is subject to the actual situation.

After the user obtains the loan on the white-collar loan platform, he needs to repay the loan on time, keep the repayment record well, and do not have overdue behavior, so as not to leave a bad record for the borrower's personal credit. In addition, if the borrower fails to pay back within the time limit, the platform will charge the borrower an overdue fine and will also collect the borrower.