This kind of loan is very important for our personal credit investigation. If we have overdue loans at ABC, it will directly affect our loan application.
Another reason is that the bank thinks our repayment ability is not enough. We need to understand that Netjet is open to all users of ABC's mortgage.
4. If we have debts, then our applicants have no proof of financial resources and proof of our income. In this case, the bank will doubt our repayment ability and affect our loan failure.
What should I do if ABC's online loan is rejected?
If ABC's online loan application is rejected, customers can contact ABC's customer service (hotline: 95599) to find out the reasons for rejection, so as to solve the existing problems in time and try to apply again after the problems are solved.
For example, recently, due to frequent borrowing, many loans have not been paid off, and the personal debt ratio is high. It is recommended that customers suspend their applications and pay off or return some debts until there are no multi-head loans and the personal debt ratio is reduced.
If the repayment is overdue due to poor credit, the customer may not be able to apply for NetJet loan in a short time, so he can only take good care of his credit after paying off the arrears and try to apply again after accumulating records (it is recommended to get credit for three to six months first).
And if it's because I'm not a customer of ABC's e-banking, I can go to the outlet to apply for opening online banking, and naturally I can apply for online lending after becoming a second-generation KBao/KLing customer of ABC.
If it is a mortgage customer and the related personal housing loan has not been repaid for 24 months, then the customer can only wait for 24 months before applying. Also, as a social security/provident fund customer, if the social security/provident fund has not been paid for two years or the latest update date is six months ago, you can only apply after paying it at the specified time.
And as a payroll customer, the payroll cycle is less than 1 year; Or as a debit card customer, if the debit card transaction record is less than 2 years, you will have to wait until the prescribed time limit to apply.