Objects and conditions of personal loans
1, male is under 60 years old, female is under 50 years old, and has a household registration in this city.
2. You must hold a re-employment concession certificate or employment unemployment registration certificate, retirement certificate, college diploma, disability certificate and proof of returning home to start a business issued by the labor and social security department (one of them is enough).
3, should hold the "business license" issued by the industrial and commercial departments.
4. Be able to provide the counter-guarantee of the third responsible person (the guarantor must be a full financial supplier at the level of city, county (city) and above).
5. No bad credit records and other economic violations.
6. The amount of small loans shall be approved by the guarantee center according to the project and scale operated by the loan applicant, and the maximum amount shall not exceed 50,000 yuan.
7. Personal loan procedures
(1). The loan applicant shall provide the ID card, household registration book and one of the above six certificates, together with the business license, two one-inch photos, the ID card, household registration book and the unit certificate provided by the guarantor, and go through the loan application formalities at the county or district guarantee center to which the household registration or business premises belong.
(2) Issue an "Application Form for Small Guaranteed Loan" to eligible applicants.
(3) The loan applicant must attend entrepreneurship training on time within the specified time.
(4) Microfinance shall be carried out according to the steps of voluntary application, community recommendation, office verification, county (city) district guarantee center audit report, city guarantee center verification guarantee, and handling bank loans.