When it comes to borrowing money, you must sign a model loan agreement, because the model loan agreement is legally binding and protected by law. Only by signing a loan agreement can we fundamentally protect our own interests. The following are five samples of loan contract agreements that I have compiled. Welcome to read and share. I hope it helps you.
Model loan contract agreement 1 Party A: (Borrower) ID number:
Party B: (Lender) ID number:
Party C: (Guarantor) Business License Number:
On the basis of voluntariness, equality, mutual benefit and reciprocity, Party A, Party B and Party C have reached an agreement on the following matters through full consultation and signed this contract.
I. Specific agreements
(1) Loan amount and term: RMB (in words) ten thousand Yuan, and loan term. The date and amount of the loan shall be subject to the receipt.
(II) Purpose of the loan: mainly used for short-term liquidity. Party A shall use the loan legally and shall not use it for illegal activities.
(3) Loan interest rate: monthly ‰.
(IV) Repayment method: the loan principal is repaid in one lump sum when it is due, and the interest is paid off when borrowing.
Second, the guarantee clause
(1) For the loan agreed in this contract, Party C, as the guarantor, shall be jointly and severally liable for the loan of Party A under this contract.
(2) the guarantor's guarantee scope:
1. Within three days after the expiration of the loan term, the guarantor shall repay the principal and additional interest of Party B's due funds on behalf of Party A;
2. Penalty interest of funds under this contract;
3, liquidated damages, compensation, compensation;
4. Expenses paid by the lender to realize the creditor's rights (including but not limited to legal fees, attorney fees, execution fees, preservation fees, announcement fees, travel expenses, etc.). Caused by the responsibility of the breaching party).
5. The guarantee period of the guarantor's guarantee responsibility is two years from the effective date of this contract to the expiration of the debt performance period under this contract;
6. The guarantor shall not sell his land, real estate, cars and other fixed assets within the validity period of the loan contract; Shall not change, sell or reduce its own equity. Special circumstances require the written consent of Party B;
7. All the obligations of the Guarantor under this Contract are continuous and fully binding on its legal successors.
Third, the liability for breach of contract
(a) one of the following circumstances constitutes a breach of contract:
1. Party A changes the purpose of the loan;
2. Party A violates the loan contract and fails to repay the loan principal and interest according to the agreed period or amount;
3. The certificates, materials and other documents provided by Party A are false and illegal;
4. During the performance of this contract, Party A or the guarantor disposes of the fixed assets and equity under this contract without authorization;
5. The guarantor provides false financial reports or refuses Party B to supervise and inspect its financial status;
6. Other behaviors that Party A or the guarantor may affect the repayment of the loan to Party B. ..
(II) In case of breach of contract, Party B has the right to take one or more of the following measures:
1. If the repayment is overdue, Party A shall pay Party B a penalty of 0.3 ‰ of the daily loan amount for each day overdue, except the interest payable.
2. Ask Party A to repay all the loans immediately, or ask the guarantor to perform the guarantee responsibility.
3. Measures permitted by other laws.
Fourth, the settlement of disputes.
Any dispute arising from the performance of this contract shall be settled by all parties through consultation. If negotiation fails, all parties agree to bring a lawsuit to Zhengzhou People's Court for settlement.
Verb (short for verb) others
(1) The receipt attached to this contract is an important part of this contract and has the same legal effect as this contract;
(2) This contract is made in triplicate, with Party A, Party B and Party C holding one copy respectively;
(3) This contract shall come into effect as of the date of signing.
Party A (signature): Party B (signature):
Party C (seal):
Legal representative (signature):
Date of signing the contract: year month day.
Model loan contract agreement II
Contractors: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as Party A) and _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as Party B), both parties sign this contract on the loan, and the terms are as follows:
1. Party A is willing to lend Party B RMB Yuan only, and Party A will pay it to Party B at the same time when signing this agreement without any other proof.
Two. The loan term is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
3. The interest shall be paid at the rate of RMB 10,000 per month, and Party B shall pay it to Party A on the day of each month without default.
4. In case of overdue payment, Party B shall pay liquidated damages to Party A multiplied by the interest rate in addition to interest.
Verb (abbreviation of verb) Party A may freely transfer the creditor's rights under this contract to others, and Party B shall not object.
6. Party B shall find a guarantor to ensure the performance of this contract. Instead, he is willing to bear the responsibility of returning the principal and interest jointly and severally with Party B, and give up the right of defense in the first instance.
Party A: _ _ _ _ _ _ _ _ _ _ _
Party B: _ _ _ _ _ _ _ _ _ _ _
Co-guarantor: _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Model loan contract agreement 3
Lender (Party A):
Borrower (Party B):
On the basis of equality, voluntariness and friendly negotiation, Party A and Party B have reached the following agreement:
1. Party B only borrows RMB from Party A..
2. The loan term is years, from year to year.
Three. Upon the expiration of the loan term, Party B promises to repay the loan, otherwise it is willing to bear all legal responsibilities.
Four. Party A shall deliver the loan to Party B within two days after the signing of this agreement.
5. If Party A fails to pay the money to Party B on time or Party B fails to repay the money on time, the breaching party shall pay the observant party RMB as penalty.
6. This agreement is made in duplicate, and shall come into effect as of the date when Party A and Party B sign and affix their official seals (official seals of the company), with each party holding one copy.
Party A: Party B:
Signature: Year Month Day
Model loan contract agreement 4
Borrower: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Lender (full name): _ _ _ _ _ _ _ _ _ _ _ _
Guarantor (full name): _ _ _ _ _ _ _ _ _ _ _
Guarantor (full name): _ _ _ _ _ _ _ _ _ _ _
In accordance with relevant national laws and regulations, the Contract is concluded through negotiation between both parties. All terms of this contract have the same legal effect.
I. Borrowing money
1. Loan amount (in words): RMB _ _ _ _ _ _ _
2. Purpose of the loan: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
3. The loan term is from _ _ _ _ _ to _ _ _ _ _.
4. The monthly interest rate of the loan is _ _ _ _ _, and the interest will be settled in half a year.
5. If the loan amount, loan term and interest rate recorded in this contract are inconsistent with the IOU, the IOU shall prevail, which is an integral part of this contract and has the same legal effect as this contract.
6. When the lender thinks that the creditor's rights are risky, it can recover them in advance.
7. Compound interest shall be settled once a year at the interest rate agreed by both parties.
Second, the transfer method
The Lender transfers the above loan amount to the account opened by the Borrower in _ _ _ _ _ _ _ _ _.
Third, repayment:
Lenders and borrowers agree to settle interest once every six months and repay the principal at maturity. The interest settlement date is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ If the last repayment of the loan principal is not on the interest settlement date, the unpaid interest shall be paid together with the principal.
Fourth, loan guarantee.
1. The guarantee method under this contract is guarantee.
2. The scope of guarantee includes: loan principal, interest, liquidated damages, litigation (arbitration) fees, attorney fees, disposal fees, transfer fees, etc. The expenses for the lender to realize the creditor's rights and security rights.
3. The guarantee method is joint and several liability guarantee.
4. The guarantor has obtained the authorization required to guarantee this contract in accordance with relevant regulations and procedures.
5. If there are more than two guarantors under this contract, each guarantor shall bear joint and several guarantee liabilities for the loan under this contract, and the lender has the right to choose any one or each guarantor to bear the guarantee liabilities.
6. The guarantee period is two years from the loan maturity date.
7. If the debtor fails to perform the debt as agreed in this contract, the guarantor will voluntarily perform the guarantee responsibility. If the Guarantor fails to perform the guarantee responsibilities as agreed in this Contract, the Lender has the right to directly transfer the money from the Guarantor to any account.
8. In any of the following circumstances, the lender has the right to require the guarantor to undertake the guarantee responsibility.
(1) The debt performance period under this contract expires.
(2) The guarantor is revoked, its business license is revoked, it is ordered to close down or there are other reasons for dissolution.
(3) The guarantor is accepted by the people's court for bankruptcy application or settlement.
(4) The borrower and guarantor are dead, declared missing or declared dead.
(5) The Borrower and the Guarantor violate their obligations under this Contract.
(6) Other circumstances that seriously endanger the rights of the lender.
Four. Dispute mediation
Any dispute arising from the performance of this contract can be settled through negotiation or litigation. During the litigation, the uncontroversial clauses of this contract shall still be implemented.
Verb (abbreviation of verb) the validity and number of copies of a contract
This contract shall come into effect as of the date of signature or seal by all parties.
The Contract is made in duplicate, of which the Borrower, the Lender and the Guarantor have the same legal effect.
Borrower (signature) Lender (signature)
Name and number of ID card
Guarantor (signature) Guarantor (signature):
Legal representative or authorized agent:
Name and number of identity document:
Date of signature: year month day.
Signing place:
Model loan contract agreement 5
Party A (Lender):
ID number:
Party B (Borrower):
ID number:
Party C (guarantor):
ID number:
In order to clarify the responsibilities and abide by the credit, under the condition of voluntary consultation between the two parties, it is specially
After signing this contract, both parties shall abide by it together.
I. Loan amount (in words):
Second, the purpose of the loan: the borrower is in urgent need of a sum of money because of needs.
3. Loan interest rate: _ _ _ _ _ _ _, with monthly interest.
Four. Loan Term: The loan term is from _ _ _ _ to _ _ _ _ _.
Verb (abbreviation of verb) repayment date and method: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Liability for breach of contract of intransitive verbs:
The borrower shall repay the loan at the time stipulated in the contract. If the borrower fails to repay the loan on time
Payment, the lender has the right to recover the loan within a time limit, and collect overdue interest at the rate of% stipulated in the contract.
Seven. Dispute resolution: settle disputes through negotiation. If negotiation fails, a lawsuit may be brought to the people's court where Party A is located. Eight. Others:
1. Without the consent of both parties, neither party may change or terminate the contract without authorization. If one party requests to modify or terminate the contract, it shall notify the other party within _ _ days and reach a written agreement. After the modification or dissolution of this contract, the loan occupied by the borrower and the interest payable shall still be paid according to the provisions of this contract. 2. Attachments to the contract: IOUs and receipts.
3. This contract shall come into effect after being signed by all parties, and shall automatically become invalid after the loan principal and interest are fully paid off. The original of this contract is in triplicate, one for the borrower, one for the lender and one for the guarantor. The contract text has the same legal effect.
Party A (Borrower): Party B (Lender):
(signature and seal): (signature and seal):
Year after year, month after month, year after year.
Party C (guarantor): (signature): year, month and day.
receipt for a loan
Borrow RMB (principal) today, and the loan period is from to. Borrower: Guarantor: MM DD YY.
receipt