Legal analysis: if the loan is used to buy a car, the motor vehicle registration certificate will be mortgaged before the loan is paid off, and it will be recovered after the loan is paid off and thawed. Usually when you buy a car, the salesman will tell you these things. Now that the other party has decided to get your motor vehicle registration certificate, you can ask the other party to get the developed mortgage certificate, so that you can get your car back after paying the car loan.

Legal basis: Regulations on Motor Vehicle Registration

Article 22 If the owner of a motor vehicle takes the motor vehicle as collateral, he shall apply to the vehicle management office for mortgage registration; If the mortgage right is extinguished, it shall apply to the vehicle management office at the place of registration for cancellation of mortgage registration.

Article 23 Where it is stipulated to apply for mortgage registration, the motor vehicle owner shall fill in the application form, which shall be jointly applied by the motor vehicle owner and the mortgagee, and submit the identity certificates of the motor vehicle owner and the mortgagee, the motor vehicle registration certificate, and the main contract and mortgage contract concluded by the motor vehicle owner and the mortgagee according to law. The vehicle management office shall, within one day from the date of acceptance, review the submitted documents and vouchers, and annotate the contents and date of mortgage registration on the motor vehicle registration certificate.