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Is the mortgage interest rate the same as the mortgage interest rate?
Mortgage loan and house purchase are different from bank interest rate, and mortgage interest rate rises on the basis of benchmark interest rate. Compared with the two, the latter has higher cost performance, lower loan interest rate and less interest payment.

Housing mortgage loan refers to a loan that an individual pays a certain proportion of down payment when purchasing a house with property ownership certificate and a house or commercial house that can be traded in the market, and the rest is applied to a cooperative institution with the property to be purchased as collateral.