The borrower must meet these basic conditions: the age is between 18 and 60 years old, can provide valid identification, have a stable job and income, have a fixed residence in the loan place, and have a good credit record.
The maximum loan amount of the fast loan network policy is 80% of the cash value of the policy, and the policy must be within the validity period. In addition, if someone else is entrusted to handle the loan, the trustee is limited to the borrower's parents, spouses, children and other immediate family members.
The borrower must provide complete loan information. Among them, if the applicant and the insured are the same person, an application for change of insurance contract, the applicant's ID card and a current settlement account with the applicant as the account name shall be provided; When the applicant and the insured are not the same person, an Application for Change of Insurance Contract and the applicant's ID card are required. The identity certificate of the insured and the current settlement account number in the name of the insured.